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Directory of home insurance agents in Forked River, New Jersey. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Forked River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 home insurance agents in Forked River, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Considine Sharer & Assoc: Allstate Insurance
421 S Main St, Forked River, NJ 08731
(609) 293-2932
agents.allstate.com
AAA Forked River - Insurance/Membership Only
443 Lacey Rd, Forked River, NJ 08731
(609) 488-5016
cluballiance.aaa.com
Coastline Title at the Shore, Inc.
620 Lacey Rd #8, Forked River, NJ 08731
(609) 693-5100
coastlinetitleattheshore.com
World Insurance Associates LLC
535 Lacey Rd 2nd Floor, Forked River, NJ 08731
(609) 693-3123
locations.worldinsurance.com
IKM Insurance Agency, A Division of World
535 Lacey Rd 2nd Floor, Forked River, NJ 08731
(609) 494-9200
worldinsurance.com
Garback Agency
640 Lacey Rd, Forked River, NJ 08731
(609) 751-5841
Pegasus Title Agency LLC
639 W Lacey Rd, Forked River, NJ 08731
(609) 693-9900
Home insurance agents in Forked River, New Jersey help residents protect their homes against risks like coastal storms and flooding. New Jersey law requires insurers to offer flood coverage in certain high-risk areas. An agent can explain policy options and help you meet state requirements for property insurance.
What Does a Home Insurance Agent in Forked River Cost?
Home insurance costs in New Jersey vary by location and home value. In Forked River, average annual premiums range from 1,200 to 2,500 dollars for standard coverage. Factors like proximity to water and home age affect pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Forked River do?
A home insurance agent helps you find a policy that covers your home and belongings. They explain different coverage types and assist with claims. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.
Do I need flood insurance in Forked River?
Forked River is near the coast, so flood insurance may be required by your mortgage lender. New Jersey law does not mandate flood insurance for all homes, but many lenders require it in flood zones. An agent can check your property flood risk.
How long do I have to file a home insurance claim in New Jersey?
New Jersey law allows up to one year from the date of loss to file a property insurance claim. Some policies may have shorter deadlines, so check your policy. An agent can help you understand the timeline for your specific plan.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.