Skip to main content

Find Home Insurance Agents in Manchester Township, NJ

Compare home insurance agents in Manchester Township. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Manchester Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 home insurance agents in Manchester Township, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
William Andersen: Allstate Insurance
2118 NJ-70, Manchester Township, NJ 08759
(732) 657-5300 agents.allstate.com
Anthony Abbatiello: Allstate Insurance
1980 NJ-37 Ste 7, Manchester Township, NJ 08759
(732) 914-1212 agents.allstate.com
Farmers Insurance - Dylan Chapman
2048 NJ-37, Manchester Township, NJ 08759
(732) 849-3124 agents.farmers.com
Allstate Personal Financial Representative: Tj Wallace
2118 NJ-70, Manchester Township, NJ 08759
(732) 657-5300 agents.allstate.com

Home insurance agents in Manchester Township, New Jersey help homeowners protect their property against risks like fire, theft, and storm damage. New Jersey law requires all mortgage lenders to have a minimum level of coverage, but an agent can help you find a policy that meets your specific needs. Local agents understand the unique risks of living in Ocean County, including coastal weather patterns and flood zone considerations.

What Does a Home Insurance Agent in Manchester Township Cost?

The average cost of homeowners insurance in New Jersey is around $1,200 to $1,500 per year for a standard policy, but rates in Manchester Township may vary based on your homes age, location, and coverage limits. Factors like proximity to the coast, the homes construction type, and your claims history also affect the premium. For a typical single-family home, you might pay between $900 and $2,000 annually. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Manchester Township do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain policy details, help you file claims, and advise on additional coverages like flood insurance. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.
Do I need flood insurance in Manchester Township?
Flood insurance is not required by New Jersey state law, but mortgage lenders may require it if your home is in a FEMA-designated flood zone. Many parts of Manchester Township are in Zone X (low risk), but areas near the Toms River or Lakehurst may have higher risk. An agent can help you determine if flood insurance is needed for your property.
How do I choose a home insurance agent in New Jersey?
Look for an agent who is licensed in New Jersey and has experience with homes in Ocean County. You can check an agents license status through the New Jersey Department of Banking and Insurance website. Ask about their experience with claims handling and whether they offer policies from multiple insurance companies.