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Compare home insurance agents in Oakland. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Oakland, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 home insurance agents in Oakland, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Prudential Insurance Co
410 Ramapo Valley Rd # 200, Oakland, NJ 07436
(201) 928-5208
prudential.com
G. Ajamian Insurance Agency LLC
350 Ramapo Valley Rd #60, Oakland, NJ 07436
(201) 824-6200
Home insurance agents in Oakland New Jersey help homeowners find coverage that meets state requirements and local needs. New Jersey law does not require homeowners insurance but mortgage lenders typically do. Agents can explain standard policies and optional add ons like flood or sewer backup coverage common in Bergen County.
What Does a Home Insurance Agent in Oakland Cost?
The average cost of home insurance in New Jersey is around 1200 to 1600 per year for a standard policy. In Oakland rates may vary based on your homes age construction and proximity to fire stations. Factors like credit score and claims history also affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does home insurance cover in New Jersey?
Standard policies cover damage from fire wind and theft. New Jersey policies often exclude flood damage which requires separate coverage. Liability protection is also included for injuries on your property.
Do I need flood insurance in Oakland New Jersey?
Flood insurance is not part of standard home insurance and is required if your home is in a FEMA flood zone. Oakland has areas near the Ramapo River that may be at risk. An agent can check your flood zone status.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.