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Looking for a home insurance agent in Ocean Township? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Ocean Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 home insurance agents in Ocean Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Atlantic Insurance Adjusters, Inc.
1500 Allaire Ave suite 202, Ocean Township, NJ 07712
(732) 918-9400
atlanticinsadj.com
Brenda Skinner - State Farm Insurance Agent
3329 Sunset Ave, Ocean Township, NJ 07712
(732) 774-5257
brendaskinner.com
Farmers Insurance - Ronald Seruya
1312 Allenhurst Ave, Ocean Township, NJ 07712
(732) 361-1028
agents.farmers.com
Home insurance agents in Ocean Township, New Jersey help homeowners find coverage that meets state requirements and protects against local risks. New Jersey law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain policy options and assist with claims for storm damage or theft.
What Does a Home Insurance Agent in Ocean Township Cost?
The average cost of homeowners insurance in New Jersey is around $1,200 to $1,500 per year for a standard policy, but rates vary by location, home value, and coverage level. In Ocean Township, factors like proximity to the coast and local crime rates can affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Ocean Township do?
A home insurance agent helps you compare policies from different insurers, explains coverage limits and deductibles, and assists with filing claims. They can also advise on additional coverage for floods or earthquakes, which are not standard in New Jersey.
Is homeowners insurance required by law in New Jersey?
New Jersey state law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. If you own your home outright, you can choose not to carry insurance, but it is risky.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.