Skip to main content

Compare Home Insurance Agents in Phillipsburg, NJ

Browse home insurance agents serving Phillipsburg, New Jersey. Contact information and addresses listed below.

8 agents listed
Updated May 2026
Phillipsburg, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 home insurance agents in Phillipsburg, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Debbie Weiss - State Farm Insurance Agent
900 Coventry Dr, Phillipsburg, NJ 08865
(908) 213-9402 debbieweiss.net
AAA Phillipsburg
1205 US-22, Phillipsburg, NJ 08865
(908) 387-0453 cluballiance.aaa.com
Ahart Frinzi & Smith
2250 Belvidere Rd #2116, Phillipsburg, NJ 08865
(908) 454-4170 afsinsurance.com
Richard Abreu: Allstate Insurance
201 Strykers Rd #17, Phillipsburg, NJ 08865
(908) 213-2000 agents.allstate.com
COE Insurance
39 Sitgreaves St, Phillipsburg, NJ 08865
(908) 454-8582 coeinsonline.com
Philip Magliochetti: Allstate Insurance
201 Strykers Rd #17, Phillipsburg, NJ 08865
(908) 213-2000 agents.allstate.com
Puccia Insurance Agency
165 Park Ave, Phillipsburg, NJ 08865
(908) 412-9700 pucciains.com
Palitto Agency
545 Heckman St #2, Phillipsburg, NJ 08865
(908) 454-9900

A home insurance agent in Phillipsburg, New Jersey can help you find a policy that meets state requirements and protects your property. New Jersey law does not require homeowners insurance, but mortgage lenders typically do. Agents can explain coverage for common local risks like winter storms and flooding near the Delaware River.

What Does a Home Insurance Agent in Phillipsburg Cost?

Typical home insurance costs in New Jersey range from 800 to 1,800 dollars per year for a standard policy. Phillipsburg rates may be higher if your home is near a floodplain or has older wiring or plumbing. Actual costs depend on your specific property, coverage limits, and deductible. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Phillipsburg do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They can explain deductibles, liability limits, and optional endorsements. They also assist with filing claims and updating your policy as needed.
Is homeowners insurance required by law in New Jersey?
New Jersey state law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. If you do not have a mortgage, you can choose not to carry coverage, but it is generally recommended.
What factors affect home insurance costs in Phillipsburg?
Costs depend on your homes age, construction type, location, and proximity to flood zones. Your credit score and claims history also matter. In New Jersey, average annual premiums range from about 900 to 1,500 dollars for standard coverage.