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Find Home Insurance Agents Near You in Raritan, NJ

Browse home insurance agents serving Raritan, New Jersey. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Raritan, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 home insurance agents in Raritan, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Schon Insurance Assoc LLC: Allstate Insurance
575 NJ-28 Unit 105, Raritan, NJ 08869
(908) 450-7541 agents.allstate.com
Hawk Insurance Solutions
1124 US-202 STE A2, Raritan, NJ 08869
(908) 798-4295 hawkinsure.com
Christina McConnell: Allstate Insurance
13 Wall St, Raritan, NJ 08869
(908) 722-6600 agents.allstate.com
Tim Passarotti Insurance Broker
1124 US-202 STE A2, Raritan, NJ 08869
(908) 334-1013
Audrey Jankucic - State Farm Insurance Agent
1130 US-202 Bldg E Ste 2, Raritan, NJ 08869
(908) 231-0001 statefarm.com
O'Donnell Insurance Agency
38 W Somerset St, Raritan, NJ 08869
(732) 868-8695

Home insurance agents in Raritan New Jersey help homeowners protect their property with policies that meet state requirements. New Jersey law does not require home insurance but mortgage lenders usually do. Agents can explain coverage for common local risks like winter storms and flooding.

What Does a Home Insurance Agent in Raritan Cost?

Typical home insurance costs in New Jersey range from 1,000 to 2,500 per year for a standard policy. Raritan rates may be higher due to proximity to rivers and flood zones. Your actual premium depends on coverage limits deductibles and your homes specific risk factors. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Raritan do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They also advise on New Jersey specific endorsements such as flood insurance.
Is home insurance required by law in New Jersey?
New Jersey state law does not require homeowners to carry insurance. However most mortgage lenders require a policy as a condition of the loan. Without insurance you risk paying out of pocket for damage or lawsuits.
What factors affect home insurance cost in Raritan?
Costs depend on your homes age location and construction materials. Other factors include your credit score and claims history. New Jersey averages around 1,200 to 1,800 per year but rates vary widely.