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Directory of home insurance agents in Ridgefield, New Jersey. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Ridgefield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 home insurance agents in Ridgefield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Suzanne Ro - State Farm Insurance Agent
559 Bergen Blvd, Ridgefield, NJ 07657
(201) 945-9145
suzannero.com
Hudson One Title Agency
725 Grand Ave STE 104, Ridgefield, NJ 07657
(201) 477-2770
hudson-one.com
Sung Eun Insurance Agency dba SEINS AGENCY LLC
566 Grand Ave, Ridgefield, NJ 07657
(201) 313-1472
sungeunagency.com
Kate Lee Insurance
752 Grand Ave, Ridgefield, NJ 07657
(201) 969-0081
kateleeagency.com
Aloha Agency Inc
331 Shaler Blvd, Ridgefield, NJ 07657
(201) 945-7746
alohaagency.com
ACL Agency LLC
470 Broad Ave #3, Ridgefield, NJ 07657
(201) 397-1170
Home insurance agents in Ridgefield, New Jersey help homeowners find coverage that meets state requirements and protects their property. New Jersey law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain policy options for flood insurance, which is important in this Bergen County community near the Hackensack River.
What Does a Home Insurance Agent in Ridgefield Cost?
The cost of home insurance in New Jersey averages around 1,200 to 1,800 per year for a standard policy, but rates in Ridgefield can vary based on your homes value, age, and location. Flood insurance, which is often needed in flood zones, costs extra and is sold through the National Flood Insurance Program or private insurers. Your deductible, credit score, and claims history also affect your premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Ridgefield do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home and belongings. They explain deductibles, liability limits, and additional options like flood or earthquake coverage. Agents also assist with filing claims and updating policies as your needs change.
Is homeowners insurance required by law in New Jersey?
New Jersey state law does not require homeowners insurance. However, most mortgage lenders require it as a condition of the loan. If you own your home outright, you can choose not to carry insurance, but it is risky without coverage for fire, theft, or liability.
How do I choose a home insurance agent in Ridgefield?
Look for an agent licensed in New Jersey with experience in your area. Check their reviews and ask about their claims process. You can also verify their license through the New Jersey Department of Banking and Insurance website.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.