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Browse home insurance agents serving Salem, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Salem, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 home insurance agents in Salem, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Henry D Young Inc Insurance
90 W Broadway, Salem, NJ 08079
(856) 935-0845
hdyoung.com
Henry D Young Inc Insurance
90 W Broadway, Salem, NJ 08079
(856) 935-0845
hdyoung.com
Home insurance agents in Salem, New Jersey help homeowners find coverage that meets state requirements and protects against local risks. New Jersey law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain how the state's coastal proximity may affect wind and flood coverage options.
What Does a Home Insurance Agent in Salem Cost?
Home insurance costs in Salem, New Jersey typically range from 800 to 1,800 dollars per year for standard coverage. Factors include the home's replacement cost, distance from the coast, and the deductible you choose. New Jersey law allows insurers to adjust rates based on claims history and credit score. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Salem do?
A home insurance agent helps you compare policies from different insurers. They explain coverage types like dwelling, liability, and personal property. They also advise on New Jersey-specific factors such as flood zones in Salem County.
Do I need flood insurance in Salem New Jersey?
Flood insurance is not required by New Jersey state law, but it may be required by your mortgage lender if your home is in a high-risk flood zone. Salem County has areas near the Delaware River that are prone to flooding. An agent can help you assess your risk and find a policy through the National Flood Insurance Program.
How do New Jersey home insurance rates compare to other states?
New Jersey home insurance rates are higher than the national average due to coastal storm risks and higher property values. Typical annual premiums in Salem range from 900 to 1,500 dollars depending on the home's age, location, and coverage limits. An agent can provide quotes specific to your property.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.