Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 home insurance agents in Somers Point, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wiser Insurance Agency
718 Shore Rd, Somers Point, NJ 08244
(609) 246-3174
wiseragency.com
David Lieberman: Allstate Insurance
112 Woodland Ave # 202, Somers Point, NJ 08244
(609) 927-3400
agents.allstate.com
Allstate Personal Financial Representative: Sean Wilson
112 Woodland Ave Ste 202, Somers Point, NJ 08244
(609) 927-3400
agents.allstate.com
What Does a Home Insurance Agent in Somers Point Cost?
The average cost of home insurance in New Jersey is about 1200 to 1800 dollars per year for a standard policy. In Somers Point, rates may be higher due to coastal storm risk and wind exposure. Actual costs depend on your homes age, value, and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Somers Point do?
A home insurance agent helps you compare policies from different companies. They explain coverage options for wind and flood damage common in Somers Point. They also assist with filing claims after a storm.
Do I need flood insurance in Somers Point New Jersey?
Flood insurance is not required by state law but may be required by your mortgage lender if you live in a flood zone. Many Somers Point properties are in high-risk areas near the bay and ocean. A local agent can check your flood zone status.
How do I choose a home insurance agent in Somers Point?
Look for an agent licensed in New Jersey with experience in coastal properties. Ask about their knowledge of the New Jersey Fair Automobile Insurance Act if you also need car coverage. Check reviews from other Somers Point homeowners.