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Browse home insurance agents serving Somerset, New Jersey. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Somerset, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 home insurance agents in Somerset, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Barrood Agency Inc.
700 Easton Ave 1st Floor, Somerset, NJ 08873
(732) 247-8664
barrood.com
Garden Mutual
900 Easton Ave, Somerset, NJ 08873
(908) 388-4916
gardenmutual.com
T E Freuler Agency
270 Davidson Ave Suite 101, Somerset, NJ 08873
(732) 246-1330
tefreuler.com
The Hanover Insurance Group Regional Office
300 Atrium Dr 3rd floor, Somerset, NJ 08873
(732) 805-2000
hanover.com
The MacCormack Agency
1075 Easton Ave, Somerset, NJ 08873
(732) 828-2900
maccormackins.com
A home insurance agent in Somerset, New Jersey can help you find a policy that protects your property and meets state requirements. New Jersey law does not require homeowners insurance, but mortgage lenders typically mandate it. An agent can explain coverage for common local risks like nor easter storms and flooding in the Raritan River area.
What Does a Home Insurance Agent in Somerset Cost?
Home insurance costs in Somerset, New Jersey typically range from 800 to 1,500 dollars per year for a standard policy, depending on your homes value, age, and location. Factors like your deductible amount and claims history also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Somerset do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home and belongings. They can explain New Jersey specific options like guaranteed replacement cost coverage. They also assist with filing claims and updating your policy as needed.
Do I need flood insurance in Somerset New Jersey?
Standard home insurance policies in New Jersey do not cover flood damage. Somerset is in a flood prone area near the Raritan River, so flood insurance may be recommended. You can purchase a separate policy through the National Flood Insurance Program or a private carrier.
How do I choose a home insurance agent in Somerset?
Look for an agent licensed in New Jersey with experience in Somerset County. Check their reviews and ask about their knowledge of local risks like severe weather. A good agent will take time to understand your home and budget.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.