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Home Insurance Agents in Gallup, NM

Directory of home insurance agents in Gallup, New Mexico. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Gallup, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Mexico before hiring.
Showing 20 home insurance agents in Gallup, NM Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
C&R Insurance
401 W Coal Ave b, Gallup, NM 87301
(505) 726-4600 c-rinsurance.com
Michael Kozeliski - State Farm Insurance Agent
194 E Historic Hwy 66, Gallup, NM 87301
(505) 488-7116 myagentmikek.com
C&R Insurance
1365 US-491, Gallup, NM 87301
(505) 863-2340 c-rinsurance.com
Joshua Turney - State Farm Insurance Agent
921 W Aztec Ave, Gallup, NM 87301
(505) 863-4483 turneyagency.com
Gilbert Ramirez - State Farm Insurance Agent
1615 S 2nd St, Gallup, NM 87301
(505) 863-9361 agentgibby.com
Chee Montano - State Farm Insurance Agent
1114 E Hwy 66, Gallup, NM 87301
(505) 722-2944 cheemontano.com
Clay Fultz Insurance Agency Inc
201 E Aztec, Gallup, NM 87301
(505) 722-4476 clayfultz.com
Tanner Insurance Services
1308 Metro Ave, Gallup, NM 87301
(505) 399-3222 tannerinsure.com
Bobby with Rocky Mountain West Insurance Agency
405 E Vega Ave, Gallup, NM 87301
(505) 226-4442 rockyquote.com
Red Rock Insurance
212 W Coal Ave, Gallup, NM 87301
(505) 591-3831 redrockinsurancenm.com
Angela Biava: Allstate Insurance
196 E Hwy 66, Gallup, NM 87301
(505) 722-6900 agents.allstate.com
Bubany Insurance
311 S 3rd St, Gallup, NM 87301
(505) 863-3836 bubanyinsurance.com
Gartner Insurance Agency
714 S 2nd St, Gallup, NM 87301
(505) 863-2344 gartnerinsurance.com
Amazing Grace Insurance Agency
102 E Aztec, Gallup, NM 87301
(505) 863-8086 amazinggraceinsurance.net
Farmers Insurance - Raymond Calderon
196 E Hwy 66, Gallup, NM 87301
(505) 863-4421 agents.farmers.com
Thomas Pino - Aflac Insurance Agent
100 W Hill Ave, Gallup, NM 87301
(505) 722-2253
Coleman Liz
1302 S 2nd St, Gallup, NM 87301
(505) 488-2888
Vidal Enterprises Inc
1628 S 2nd St, Gallup, NM 87301
(505) 863-6877
Route 66 Insurance
3060 W Historic Hwy 66, Gallup, NM 87301
(505) 863-4600
Select Insurance Group
W Coal Ave, Gallup, NM 87301
(877) 949-7873 selectsr22insurance.com

Home insurance agents in Gallup, New Mexico help you protect your property against risks like wildfire, hail, and wind. New Mexico law does not require homeowners insurance, but mortgage lenders usually do. Agents can explain coverage options for older homes and mobile homes common in McKinley County.

What Does a Home Insurance Agent in Gallup Cost?

The average cost of homeowners insurance in New Mexico is around 1,200 to 1,500 dollars per year for a standard policy. In Gallup, rates may be higher due to wildfire risk and older housing stock. Actual costs depend on your home value, construction type, deductible, and coverage limits. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Gallup do?
A home insurance agent in Gallup helps you compare policies from different companies. They explain coverage for your home structure, personal belongings, and liability. They also advise on riders for earthquake or flood damage which are not standard.
Do I need home insurance in New Mexico?
New Mexico state law does not require homeowners insurance. However, your mortgage lender will require it. Without a mortgage, you can choose to self-insure, but most homeowners buy a policy to protect against fire, theft, and liability.