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Compare home insurance agents in Ballston Spa. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Ballston Spa, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 home insurance agents in Ballston Spa, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Streever Agency, Inc.
84 Milton Ave, Ballston Spa, NY 12020
(518) 885-6777
connorsandstreever.com
Sherry Hoffman - State Farm Insurance Agent
415 Geyser Rd, Ballston Spa, NY 12020
(518) 580-1181
sherryhoffmaninsurance.com
Nancy Lefebvre - State Farm Insurance Agent
2031 Doubleday Ave #50, Ballston Spa, NY 12020
(518) 885-1877
nancylefebvre.com
Smart Coverage, Inc.
230 Church Ave, Ballston Spa, NY 12020
(315) 236-2209
Zapp Insurance Agency
199 Milton Ave, Ballston Spa, NY 12020
(518) 306-4632
zappquote.com
Faithful Insurance LLC
84 Front St, Ballston Spa, NY 12020
(585) 357-0127
NII Brokerage LLC
55 Milton Ave, Ballston Spa, NY 12020
(518) 885-1241
A home insurance agent in Ballston Spa, New York can help you find a policy that protects your home and belongings. New York law requires insurers to offer coverage for fire, theft, and liability, but additional protections like flood insurance are separate. Local agents understand the specific risks in Saratoga County, such as winter weather and older home construction.
What Does a Home Insurance Agent in Ballston Spa Cost?
The average cost of home insurance in New York is around $1,200 to $1,800 per year for a standard policy, but rates in Ballston Spa can vary based on your homes age, construction type, and proximity to fire stations. Older homes may cost more to insure due to wiring or plumbing risks. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Ballston Spa do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain deductibles, coverage limits, and exclusions. They also assist with filing claims and updating your policy after renovations.
Is flood insurance required in Ballston Spa?
Flood insurance is not required by New York state law, but it may be required by your mortgage lender if your home is in a flood zone. Many homes near the Kayaderosseras Creek or other waterways may benefit from a separate flood policy.
How long do I have to file a home insurance claim in New York?
New York insurance law generally allows you to file a claim within two years from the date of loss for most perils. However, some policies have shorter time limits, so it is important to check your specific policy and notify your agent promptly.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.