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Looking for a home insurance agent in Centereach? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Centereach, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 home insurance agents in Centereach, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
E.A. Funk & Associates, Inc.
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747
ericfunkagency.com
Joe Booker: Allstate Insurance
1800 Middle Country Rd, Centereach, NY 11720
(631) 588-3300
agents.allstate.com
Juleigha Schmidt - State Farm Insurance Agent
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500
juleighainsuresnys.com
State Farm Insurance
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500
statefarm.com
Greg Torkelsen: Allstate Insurance
2371 Middle Country Rd, Centereach, NY 11720
(631) 676-6464
agents.allstate.com
Hassle-Free Insurance Agency
500 Mather Dr, Centereach, NY 11720
(315) 204-0012
CIA Insurance Agency
11 Pleasant Ave, Centereach, NY 11720
(631) 588-0300
ciainsuranceagency.com
Nationwide Insurance
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747
nationwide.com
Home insurance agents in Centereach New York help homeowners find coverage for their property. New York law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain local flood risks and policy options specific to Long Island.
What Does a Home Insurance Agent in Centereach Cost?
Home insurance costs in New York vary based on home value location and coverage level. In Centereach average annual premiums range from 1200 to 2500 dollars for standard policies. Factors like proximity to water and home age affect pricing. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Centereach do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They can also assist with filing claims after a loss.
Is home insurance required by law in New York?
New York does not require home insurance by law. However mortgage lenders almost always require it. Without insurance you could face financial loss from fire storm or theft.
How long do I have to file a claim in New York?
New York insurance policies typically require you to notify the insurer promptly after a loss. Most policies allow up to one year to file a lawsuit if a claim is denied. Check your specific policy for exact time limits.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.