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Find Home Insurance Agents Near You in Clarence, NY
Compare home insurance agents in Clarence. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Clarence, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 home insurance agents in Clarence, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michael Messuro - State Farm Insurance Agent
9125 Main St, Clarence, NY 14031
(716) 759-1570
insuranceadvisormike.com
Emerling Floss Murphy & Associates LLC
9092 Main St, Clarence, NY 14031
(716) 631-0190
efm-agency.com
Frank J Giumpa II: Allstate Insurance
10060 Main St, Clarence, NY 14031
(716) 759-1600
agents.allstate.com
Michael Forster Insurance Advisor
10785 Howe Rd, Clarence, NY 14031
(716) 316-3874
aeblyandassociates.com
Farmers Insurance - Roger Schapiro
10654 Main St, Clarence, NY 14031
(716) 458-3105
agents.farmers.com
Brady Insurance Agency
9132 Main St, Clarence, NY 14031
(716) 759-2138
bradyia.com
Braun-Joyner Agency Inc
10885 Main St, Clarence, NY 14031
(716) 403-3306
Farm Family Life Insurance Co
10225 Main Rd, Clarence, NY 14031
(716) 204-9093
farmfamily.com
Your Local Advice: Allstate Insurance
10060 Main St, Clarence, NY 14031
(716) 226-0726
agents.allstate.com
Home insurance agents in Clarence, New York help residents find coverage for their homes and personal property. New York law requires insurers to offer coverage for fire, theft, and liability, but flood insurance is typically separate. Agents can explain local risks like winter storms and lake effect snow that affect Clarence homeowners.
What Does a Home Insurance Agent in Clarence Cost?
Home insurance costs in Clarence, New York typically range from 800 to 1,500 dollars per year for a standard policy, depending on your homes value, age, and location. Factors like proximity to fire stations, claims history, and deductible amounts also affect the premium. New York has a competitive insurance market, so rates vary by company. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Clarence do?
A home insurance agent in Clarence helps you compare policies from different insurers to find coverage that fits your home and budget. They explain policy terms, deductibles, and coverage limits. They also advise on additional coverage for risks like flooding or sewer backup common in New York.
Is flood insurance required for homes in Clarence New York?
Flood insurance is not required by New York state law for most homes, but mortgage lenders may require it if your home is in a flood zone. Clarence has areas near creeks and low-lying land that may have higher flood risk. An agent can help you check flood maps and get a separate flood policy through the National Flood Insurance Program.
How do New York insurance laws affect my home policy in Clarence?
New York Insurance Law sets rules for how insurers handle claims and cancellations. For example, insurers must give at least 45 days notice before canceling a policy for non-payment. New York also requires insurers to offer replacement cost coverage for your home. An agent can explain these protections and how they apply to your policy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.