The top-rated home insurance agent in Floral Park, New York is Jackie Zupo - State Farm Insurance Agent, rated 4.9 stars across 238 reviews. Other highly rated options include Joseph V Thomas: Allstate Insurance, John Langan - State Farm Insurance Agent, Raymond De Stefano: Allstate Insurance. This directory lists 14 home insurance agents serving Floral Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jackie Zupo - State Farm Insurance Agent | 372 Tulip Ave Ste A | (516) 502-0795 |
| 2 | Joseph V Thomas: Allstate Insurance | 256-10 Union Tpke Fl 2 | (718) 831-6500 |
| 3 | John Langan - State Farm Insurance Agent | 248-26 Jericho Tpke | (516) 616-0111 |
| 4 | Raymond De Stefano: Allstate Insurance | 139 Tulip Ave | (516) 354-3111 |
| 5 | LAMB Insurance | 99 Tulip Ave Suite 404 | (516) 358-5600 |
| 6 | Well Insurance LLC | 171 Tulip Ave | (516) 421-6844 |
| 7 | Joseph Tursi: Allstate Insurance | 87 Covert Ave Ste 3 | (516) 302-4006 |
| 8 | George Araque - State Farm Insurance Agent | 260-17 Hillside Ave. | (718) 347-6900 |
| 9 | SK Brokerage Inc. | 1 N Tyson Ave | (718) 591-4900 |
| 10 | Insurance Service Co NY | 135 Tulip Ave | (516) 421-6792 |
Jackie Zupo, a State Farm Insurance Agent, serves the Floral Park area of Nassau County, offering comprehensive home insurance solutions. This agency works with local homeowners to protect properties against common regional risks. Policies are tailored to address coverage needs, including protection from water damage and severe storms. Personal property and liability coverage are also detailed to suit individual circumstances. The agency assists with home insurance options that reflect Floral Park’s community, helping clients navigate replacement cost and personal liability services.
Joseph V Thomas: Allstate Insurance provides a range of home insurance options for property owners in Floral Park, NY. These service plans cover standard perils such as fire, theft, and weather-related damage, with policies tailored to protect both the structure and personal belongings. Regular policy reviews help clients adjust their coverage as property values and needs change. The agency services single-family homes, multi-unit apartment buildings, retail storefronts, and local restaurants requiring liability and property protection.
Homeowners, property managers, and small business owners in Floral Park, NY rely on John Langan - State Farm Insurance Agent for home insurance policies that protect residential and commercial structures from common regional risks. The agency provides standard coverage options and assists clients in understanding policy details to match their specific property needs. Serving the Floral Park community, the office also extends its services to neighboring Elmont and the surrounding Nassau County area.
Serving Floral Park and the surrounding Nassau County communities, Raymond De Stefano: Allstate Insurance handles homeowner insurance needs. The agency provides policies to protect local houses, condos, and rental properties. Its work includes offering liability coverage, helping with policy reviews, and assisting when clients buy or refinance a home. For each situation, the agent begins by assessing individual property details and personal coverage goals. It then presents specific policy options that align with those factors.
A home insurance agent can assist with a one-time policy review or offer recurring annual guidance as coverage needs change over time. Lamb Insurance of Floral Park, NY works with local homeowners to identify the appropriate policy structure for their property and liability requirements. Understanding regional risks helps in selecting the proper coverage limits and deductibles. Service is available as either a one-time consultation or on an as-needed basis depending on the customer’s current insurance situation.
Offering specialized guidance on hazard insurance for flood and wind exposures common to Nassau County, Well Insurance LLC serves homeowners in Floral Park, New York. The agency provides standard property coverage tailored to protect dwelling structures and personal belongings against unforeseen damage. Its work involves advising clients on appropriate policy limits and liability protection suited to local housing stock. During peak thunderstorm season, it assists policyholders with assessing coverage for hail damage affecting roofs and siding.
Joseph Tursi: Allstate Insurance operates as a home insurance agent in Floral Park, NY, helping local property owners structure coverage for their dwellings and personal belongings. This general protection is extended through specialty add-ons such as policies for valuable items, water backup, and identity theft recovery. The agency serves a range of commercial sectors, offering tailored insurance solutions for offices, warehouses, and food service establishments in the region.
As the seasons change in Floral Park, NY, homes often face weather-related wear that requires prompt attention to maintain coverage. George Araque - State Farm Insurance Agent assists local homeowners in reviewing their policies to ensure adequate protection for their property and belongings. This agency focuses on matching coverage options to the specific needs of homes in the area, offering guidance through the complexities of home insurance. For those beginning the process, the company arranges an initial assessment of the property to evaluate its unique characteristics and coverage requirements.
SK Brokerage Inc. provides home insurance agent services to residential clients in Floral Park, New York, assessing coverage needs for their primary dwellings. Commercial insurance is also offered, extending their insurance brokerage support throughout the surrounding region. They guide policyholders through available protection options and claim procedures. Clients can conveniently arrange follow-up meetings or schedule repeat service consultations between regular policy review visits to adjust coverage as life changes.
Insurance Service Co NY in Floral Park, NY is known as a resource for home insurance agents offering residential coverage solutions to local homeowners. Its service range includes policy reviews, risk assessments, and claims assistance for properties across the area. The company helps clients navigate standard homeowners policies that protect dwellings, personal belongings, and liability exposure. It can add on specialty coverage for high-value items or flood insurance from separate programs.
What Does a a Home Insurance Agent in Floral Park Cost?
The cost of home insurance in New York varies widely based on factors like home value, location, and coverage level. In Floral Park, average annual premiums typically range from 1,200 to 2,500 dollars for a standard policy. Factors such as the age of the home, proximity to fire stations, and claims history affect the final price. This is general information and not insurance advice.
About home insurance agents in Floral Park
Home insurance agents in Floral Park, New York help homeowners find policies that protect their property and belongings. New York law requires insurers to offer coverage for specific perils, and an agent can explain how local risks like winter storms or flooding may affect your policy. Working with a local agent ensures you understand the options available for your Floral Park home.
Frequently Asked Questions
What does a home insurance agent in Floral Park do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms, deductibles, and exclusions. They can also assist with filing claims and adjusting coverage as your situation changes.
Is flood insurance required for homes in Floral Park?
Flood insurance is not required by New York state law for most homes, but mortgage lenders may require it if your property is in a high-risk flood zone. Floral Park is located in Nassau County, which has areas prone to flooding. An agent can help you determine if flood insurance is needed for your specific property.
How can a home insurance agent help with New York state requirements?
New York Insurance Law requires that homeowners policies include certain minimum coverages. An agent ensures your policy meets these standards and advises on additional options like replacement cost coverage. They also help you understand the statute of limitations for filing a claim, which is generally two years from the date of loss.
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