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Directory of home insurance agents in Latham, New York. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Latham, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 home insurance agents in Latham, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Northeastern Insurance
1214 Troy-Schenectady Rd, Latham, NY 12110
(518) 346-2886
northeasterninsurance.com
NY Insurance Hub Agency - Auto Home Business Policies
21 British American Blvd 2nd Floor, Latham, NY 12110
(518) 783-0105
nyinsurancehub.com
Shannon Barr - State Farm Insurance Agent
749 Troy-Schenectady Rd, Latham, NY 12110
(518) 373-2277
shannonbarrinsurance.com
Sunmark Insurance Services
1187 Troy-Schenectady Rd, Latham, NY 12110
(518) 783-1010
sisprotects.com
A home insurance agent in Latham New York can help you find a policy that meets your needs. New York law requires insurers to offer certain coverages like fire and theft. Local agents understand the specific risks for homes in the Capital Region, such as winter weather and flooding.
What Does a Home Insurance Agent in Latham Cost?
The cost of a home insurance policy in Latham New York typically ranges from 800 to 1,500 dollars per year for a standard single-family home. Factors like the age of the home, its location, and the coverage amount affect the price. New York has higher average premiums due to weather risks and property values. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Latham do?
A home insurance agent helps you compare policies from different companies. They explain coverage options and assist with filing claims. They also ensure your policy meets New York state requirements.
Do I need flood insurance for my home in Latham?
Standard home insurance policies do not cover flood damage. If your home is in a flood zone near the Mohawk River or other water bodies, your lender may require flood insurance. An agent can help you find a separate flood policy through the National Flood Insurance Program.
How long do I have to file a home insurance claim in New York?
New York law does not set a specific deadline for filing a claim, but your policy will state a time limit, often 30 to 60 days. It is important to report damage as soon as possible to avoid delays.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.