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Browse home insurance agents serving Locust Valley, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Locust Valley, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 home insurance agents in Locust Valley, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Marisa Schaefer - State Farm Insurance Agent
83 Birch Hill Rd, Locust Valley, NY 11560
(516) 801-8223
marisaschaefer.com
Cactus Agency Inc
129 Birch Hill Rd, Locust Valley, NY 11560
(516) 399-2085
cactusagencyinc.com
Home insurance agents in Locust Valley, New York help residents find coverage for their homes and personal property. New York state law requires insurers to offer certain coverages, such as fire and windstorm protection. An agent can explain these requirements and help you choose a policy that fits your needs.
What Does a Home Insurance Agent in Locust Valley Cost?
The cost of home insurance in New York varies widely based on factors like home value, location, and coverage limits. In Locust Valley, average annual premiums can range from 1,200 to 3,000 dollars for a standard policy. Older homes or those in flood-prone areas may cost more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Locust Valley do?
A home insurance agent helps you compare policies from different companies, explains coverage options, and assists with filing claims. In New York, agents must be licensed by the Department of Financial Services. They can also advise on additional coverages like flood insurance, which is not included in standard policies.
Do I need home insurance in Locust Valley New York?
New York state law does not require homeowners to carry insurance, but mortgage lenders almost always require it. A policy protects your home and belongings from risks like fire, theft, and liability. Without insurance, you could face significant financial loss if your home is damaged.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.