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Compare home insurance agents in Naples. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Naples, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 home insurance agents in Naples, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mitchell-Joseph Insurance
130 S Main St, Naples, NY 14512
(585) 374-2629
mitchelljoseph.com
Kelly Family Insurance Agency
196 S Main St, Naples, NY 14512
(585) 374-9320
kellyfamilyinsurance.com
Home insurance agents in Naples New York help you find coverage for your home and belongings. New York state law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain local risks like lake effect snow and seasonal flooding in the Finger Lakes region.
What Does a Home Insurance Agent in Naples Cost?
Home insurance costs in Naples New York typically range from 800 to 2,500 dollars per year for a standard policy. Factors include the age of your home, its location, and the coverage amount. Older homes or those near wooded areas may have higher premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Naples do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy after renovations.
Is home insurance required in New York?
New York state does not legally require home insurance. However, mortgage lenders usually require it. Without insurance, you could lose your home if a fire or storm causes damage.
How long do I have to file a claim in New York?
New York law does not set a specific time limit for filing a home insurance claim. However, most policies require you to notify the insurer promptly after a loss. Check your policy for specific deadlines.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.