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Directory of home insurance agents in Penfield, New York. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Penfield, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 home insurance agents in Penfield, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eastway Insurance Agency, Inc.
2139 Five Mile Line Rd, Penfield, NY 14526
(585) 586-2390
eastwayinsuranceagency.com
MGM Associates of Rochester
1745 Penfield Rd, Penfield, NY 14526
(585) 381-7008
mgminsure.com
Broker's Agency Corp
1777 Penfield Rd Suite 301, Penfield, NY 14526
(585) 491-1573
brokersagencycorp.com
State Insurance NY
2222 NY-441, Penfield, NY 14526
(332) 249-7747
Home insurance agents in Penfield New York help you find coverage for your house and belongings. New York law requires insurers to offer replacement cost coverage for dwelling policies. Local agents can explain how factors like your homes age and location near Lake Ontario affect your premium.
What Does a Home Insurance Agent in Penfield Cost?
Home insurance in Penfield New York typically costs between 800 and 1500 dollars per year for a standard policy. Factors that affect cost include your homes age construction type and proximity to fire stations. New York law allows insurers to use credit scores and claims history to set rates. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Penfield do?
A home insurance agent in Penfield helps you compare policies from different companies. They explain coverage options like dwelling protection liability and personal property. They also assist with filing claims and updating your policy when needed.
Is home insurance required in New York?
New York state does not legally require home insurance. However your mortgage lender will likely require it. Without insurance you risk paying out of pocket for damage or lawsuits.
How do I choose a home insurance agent in Penfield?
Look for an agent licensed in New York with experience in Monroe County. Ask about their knowledge of local risks like winter storms and flooding. Check their availability for claims support and policy reviews.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.