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Find Home Insurance Agents Near You in Port Jefferson, NY

Directory of home insurance agents in Port Jefferson, New York. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Port Jefferson, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 home insurance agents in Port Jefferson, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joseph P. O'Neill Agency, Inc.: Allstate Insurance
38 Sheep Pasture Rd, Port Jefferson, NY 11777
(631) 425-9700 agents.allstate.com
Brookhaven Agency
100 Oakland Ave #1, Port Jefferson, NY 11777
(631) 941-4113 brookhavenagency.com
Nationwide Insurance: C Quick Insurance Agency Inc.
402 Main St, Port Jefferson, NY 11777
(631) 474-7070 agency.nationwide.com
Maiella Associates, Inc
803 Main St, Port Jefferson, NY 11777
(631) 331-2525 maiellainc.com

A home insurance agent in Port Jefferson New York can help you find a policy that protects your house and belongings. New York law requires insurers to offer certain coverages like fire and theft. Agents in Port Jefferson understand local risks such as coastal weather and older homes near the harbor.

What Does a Home Insurance Agent in Port Jefferson Cost?

The average cost of home insurance in New York is around 1,200 to 1,500 dollars per year for a typical single family home. In Port Jefferson rates may be higher due to coastal exposure and older construction. Actual premiums depend on your homes value location and chosen coverage. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Port Jefferson do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits and deductibles. They also assist with claims and policy changes for your Port Jefferson home.
Do I need flood insurance for a home in Port Jefferson?
Standard home insurance policies in New York do not cover flood damage. Port Jefferson is near the Long Island Sound so flood insurance may be required by your mortgage lender. You can buy a separate flood policy through the National Flood Insurance Program.
How long do I have to file a home insurance claim in New York?
New York insurance law generally gives you up to two years from the date of loss to file a property damage claim. However some policies have shorter deadlines. Check your policy or ask your agent for the exact time limit.