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Browse home insurance agents serving Scotia, New York. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Scotia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 home insurance agents in Scotia, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rowledge & Falvo Insurance Agency
139 Mohawk Ave, Scotia, NY 12302
(518) 374-8453
rowledge.com
State Farm Insurance
481 Saratoga Rd, Scotia, NY 12302
(518) 399-8534
statefarm.com
The DePaulo Agency, Inc.
2 Windsor Dr, Scotia, NY 12302
(518) 372-7477
depauloagency.com
Home insurance agents in Scotia New York help you find coverage that meets your needs and satisfies your mortgage lender requirements. New York law does not require homeowners insurance by statute, but your lender will likely require it. A local agent can explain policy options for weather risks common to the Capital District region.
What Does a Home Insurance Agent in Scotia Cost?
Home insurance costs in Scotia New York typically range from $800 to $1,500 per year for a standard policy, depending on your homes age, value, and location. Factors like your claims history and credit score also affect the premium. New York law allows insurers to use credit-based insurance scores. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Scotia do?
A home insurance agent in Scotia helps you compare policies from different insurance companies. They explain coverage limits, deductibles, and exclusions. They also assist with filing claims and updating your policy as your needs change.
Do I need home insurance in Scotia New York?
New York state law does not require homeowners insurance, but your mortgage lender will require it. Without insurance, you risk financial loss from fire, theft, or weather damage. An agent can help you find a policy that meets your lender requirements.
How do I choose a home insurance agent in Scotia?
Look for an agent who is licensed in New York and has experience with homes in Schenectady County. Ask about their knowledge of local risks like snow load and ice dams. Check their customer service reputation and whether they offer multiple insurance company options.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.