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Compare home insurance agents in Somers. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Somers, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 home insurance agents in Somers, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The K Merritt Agency
366 US-202, Somers, NY 10589
(914) 276-3400
agents.allstate.com
City Building Owners Insurance
293 NY-100 #109, Somers, NY 10589
(877) 576-5200
citybuildingowners.com
Girolamo Insurance
253 US-202, Somers, NY 10589
(914) 962-9777
girolamoagency.com
Health Plans NY Group Health Insurance Experts New York
189 NY-100, Somers, NY 10589
(914) 633-1717
healthplansny.com
Richard Sweig Insurance | Max Broker Services LLC
30 David Rd, Somers, NY 10589
(914) 248-6797
richardsweig.com
Growth Insurance New York
100 W Hill Dr, Somers, NY 10589
(914) 477-3651
Stuart E Cohen Ltd
293 NY-100, Somers, NY 10589
(877) 576-5200
citybuildingowners.com
Acrisure Somers, NY (Hudson Sound Brokerage Corporation)
101 The Ln, Somers, NY 10589
(914) 669-6000
acrisure.com
A home insurance agent in Somers, New York can help you find a policy that meets your needs and complies with state laws. New York requires insurers to offer coverage for fire and extended perils, and your agent can explain how local risks like winter storms or nearby lakes may affect your premium. Working with an agent who knows Somers and Westchester County can make the process smoother.
What Does a Home Insurance Agent in Somers Cost?
The cost of home insurance in Somers, New York typically ranges from 800 to 1,800 dollars per year for a standard policy, depending on the home value, location, and coverage limits. New York has higher average premiums than many states due to weather risks and property values. Factors like your deductible, claims history, and the age of your home also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Somers do?
A home insurance agent helps you compare policies from different companies, explains coverage options, and assists with claims. They can advise on New York-specific requirements like the standard fire insurance policy mandated by state law.
Do I need flood insurance for my home in Somers?
Flood insurance is not required by New York state law, but mortgage lenders may require it if your home is in a flood zone. Somers has areas near lakes and streams, so an agent can help you evaluate your risk and find a National Flood Insurance Program policy.
How do New York insurance laws affect my home policy in Somers?
New York law requires insurers to offer coverage for fire, lightning, and internal explosion as part of a standard homeowners policy. The state also has a 30-day grace period for premium payments before cancellation. Your agent can explain these rules and how they apply to your specific situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.