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Home Insurance Agents in Stony Brook, NY

Directory of home insurance agents in Stony Brook, New York. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Stony Brook, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 home insurance agents in Stony Brook, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Randy Pelosi - State Farm Insurance Agent
1239 N Country Rd #1a, Stony Brook, NY 11790
(631) 751-6800 randypelosi.com
Brian Ahern: Allstate Insurance
1212 N Country Rd Ste 2d, Stony Brook, NY 11790
(631) 689-7770 agents.allstate.com
Mill Creek Agency Inc
129a Main St, Stony Brook, NY 11790
(631) 751-4653 millcreekagency.com
Nationwide Insurance: Barson Associates Inc.
207 Hallock Rd Ste 1, Stony Brook, NY 11790
(631) 689-6100 agency.nationwide.com
DESOUZA-AHERN AGENCY, INC
1212 N Country Rd, Stony Brook, NY 11790
(631) 689-7770 longislandinsuranceguy.com

A home insurance agent in Stony Brook New York can help you find a policy that meets your needs. New York law requires insurers to offer certain coverages like fire and theft. An agent can explain how local factors like coastal weather affect your premium.

What Does a Home Insurance Agent in Stony Brook Cost?

In New York, the average annual home insurance premium is around 1,200 to 2,500 dollars. Costs vary based on home value, location, and coverage limits. Factors like proximity to the coast or fire hydrants can affect your rate. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent do in Stony Brook?
A home insurance agent helps you compare policies from different companies. They explain coverage options and assist with claims. They also ensure your policy meets New York state requirements.
Do I need flood insurance in Stony Brook?
Flood insurance is not required by New York state law but may be needed if you live in a flood zone. Many standard policies exclude flood damage. An agent can help you find a separate flood policy through the National Flood Insurance Program.