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Find Home Insurance Agents in Middletown, NY

Compare home insurance agents in Middletown. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Middletown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of NY before hiring.
Showing 2 home insurance agents in Middletown, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Evergreen Insurance Agency -Peter Schmidt
690, 4 NY-211 E, Middletown, NY 10941
(845) 673-6127 evergreeninsurance.us
The Misner Insurance Agency, Inc.
610 Route 211 E, Ste 2, Middletown, NY 10941
(845) 434-7755 misneragency.com

Home insurance agents in Middletown NY help residents find coverage that meets New York state requirements. Agents can explain local risks like winter weather and flooding in the Hudson Valley. They guide you through policy options and help you compare quotes from multiple insurers.

What Does a Home Insurance Agent in Middletown Cost?

Home insurance costs in Middletown NY average between 800 and 1500 dollars per year for a standard policy. Factors include home value, age, location, and claims history. Rates can be higher in flood prone areas. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Middletown do?
A home insurance agent helps you find a policy that fits your needs. They explain coverage types, deductibles, and NY specific requirements. Agents also assist with claims and policy changes.
Do I need flood insurance in Middletown NY?
Standard home insurance does not cover flood damage. Many Middletown homes are in flood zones. A local agent can help you get a separate flood policy through the National Flood Insurance Program.