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Find Home Insurance Agents Near You in Amherst, OH

Browse home insurance agents serving Amherst, Ohio. Updated 2026-07-14.

The top-rated home insurance agent in Amherst, Ohio is Derek Hamons - State Farm Insurance Agent, rated 5.0 stars across 104 reviews. Other highly rated options include Peggy Karolak - State Farm Insurance Agent, Lake Shore Insurance Agency, Dinsmoor Insurance. This directory lists 13 home insurance agents serving Amherst.

Showing 13 home insurance agents in Amherst, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Derek Hamons - State Farm Insurance Agent45944 N Ridge Rd(440) 988-0120
2Peggy Karolak - State Farm Insurance Agent928 Amchester St(440) 282-2250
3Lake Shore Insurance Agency177 Park Ave(440) 984-5005
4Dinsmoor Insurance177 Park Ave(440) 984-5005
5Farm insurance Amherst1901 Williamsburg Dr(216) 220-6580
6Best Insurance Agency Co100 S Leavitt Rd(440) 671-3612
7CSI Insurance LLC225 Cleveland Ave(440) 984-2414
8State Farm Insurance928 Amchester St(440) 282-2250
9Lighthouse Insurance Agency187 Park Ave(440) 984-3463
10Insuresmart Insurance2001 Cooper Foster Park Rd(440) 989-1444
DH
45944 N Ridge Rd
Derek Hamons - State Farm Insurance Agent
Home Insurance Agent · Amherst, OH

Derek Hamons - State Farm Insurance Agent serves the Amherst, Ohio, area and specializes in home insurance coverage for local homeowners. The agency provides policies that protect properties against common regional risks like storm damage and liability concerns. Personalized consultations help residents review dwelling coverage, personal property protection, and deductible options. This agency handles standard homeowners policies as well as renters insurance for those leasing homes in the community.

PK
928 Amchester St
Peggy Karolak - State Farm Insurance Agent
Home Insurance Agent · Amherst, OH

Peggy Karolak - State Farm Insurance Agent offers a range of services for homeowners, including coverage for dwelling structure, personal property, and liability protection. Service plans typically involve working with customers to customize their policies and discussing options for deductibles and discounts. Supporting clients through claims filing and providing ongoing reviews of coverage to fit changing needs is a regular part of the operation based in Amherst, OH. The office handles insurance needs for single-family homes, apartments, retail, and restaurants.

LS
177 Park Ave
Lake Shore Insurance Agency
Home Insurance Agent · Amherst, OH

Lake Shore Insurance Agency offers residential home insurance coverage for properties in Amherst, Ohio, and assists homeowners in selecting suitable policies for their specific needs. The company also provides commercial insurance solutions for local businesses, serving clients throughout the wider community. Policyholders can expect dedicated service and guidance when filing claims or adjusting their existing plans. The agency aims to build lasting relationships by following up with clients for renewal reviews and offering consistent support between routine visits.

DI
177 Park Ave
Dinsmoor Insurance
Home Insurance Agent · Amherst, OH

Dinsmoor Insurance serves homeowners and property managers in Amherst, Ohio, with specialized home insurance agent services. The company helps clients assess their coverage needs for structures, personal belongings, and liability protection. It works to find appropriate policies that safeguard residential properties against common local risks like severe weather and fire. By explaining policy options clearly, Dinsmoor Insurance supports property owners in making informed decisions about their insurance. The agency also extends its services to nearby communities, including the greater Lorain County area.

FI
1901 Williamsburg Dr
Farm insurance Amherst
Home Insurance Agent · Amherst, OH

Farm Insurance Amherst serves the community of Amherst, Ohio, and the surrounding areas in Lorain County, handling a range of home insurance policies for local homeowners. It helps clients protect their properties with coverage tailored to the region’s weather patterns and housing styles. The company works to match each homeowner’s specific needs by explaining available policy options in clear terms. For a typical job, it starts by evaluating the property’s unique risks before recommending appropriate protection and then walks the client through the final policy documents to ensure understanding.

BI
100 S Leavitt Rd
Best Insurance Agency Co
Home Insurance Agent · Amherst, OH

Some home insurance tasks, like a policy review, are a one-time event, while others require ongoing service. Best Insurance Agency Co in Amherst, OH helps clients evaluate their homeowners coverage and explore options that address local weather risks. Standard policies typically cover the dwelling structure and personal property against common perils. The company also assists customers in understanding deductible options and liability protection for their property. This service generally runs on a one-time, as-needed basis for policy consultation or updates.

CI
225 Cleveland Ave
CSI Insurance LLC
Home Insurance Agent · Amherst, OH

CSI Insurance LLC in Amherst, OH specializes in helping homeowners secure customized coverage to protect their property and belongings. As a local home insurance agent, it works with clients to assess their unique needs, including dwelling coverage and liability protection, while offering guidance on policy options. The company focuses on explaining deductibles and endorsements to ensure clear understanding. During Ohio’s unpredictable winter season, it assists homeowners in reviewing policies for potential damage from ice dams, frozen pipes, or heavy snowfall, ensuring proper coverage before the cold arrives.

SF
928 Amchester St
State Farm Insurance
Home Insurance Agent · Amherst, OH

State Farm Insurance in Kent, OH provides residential home insurance coverage for local homeowners. Commercial property insurance is also available for small businesses operating throughout the area. The agency serves customers in Kent and neighboring communities in Portage County. Policies are tailored to protect structures, personal belongings, and liability exposure. Clients can expect clear guidance when filing a claim or adjusting their policy limits. Office visits allow for straightforward follow-up discussions between regular annual reviews, ensuring that coverage consistently matches changing household needs.

LI
187 Park Ave
Lighthouse Insurance Agency
Home Insurance Agent · Amherst, OH

Lighthouse Insurance Agency in Amherst, Ohio is known for helping local homeowners protect their properties with tailored coverage options. The agency guides clients through the process of selecting policies that address typical regional risks, including weather-related damage and liability concerns. It works with individuals to find appropriate levels of dwelling and personal property protection. For residents seeking extra security, this agency can also add coverage for valuable personal items like jewelry or electronics.

II
2001 Cooper Foster Park Rd
Insuresmart Insurance
Home Insurance Agent · Amherst, OH

Winter in Amherst can bring heavy ice dams and snow loads that threaten roofs and gutters. Insuresmart Insurance provides homeowners with coverage options designed for Ohio’s unpredictable weather, including protection against freeze damage and liability for slip-and-fall incidents on icy driveways. The agency also reviews policies annually to ensure limits match current home values and reconstruction costs. For families looking to safeguard their property or bundle with auto insurance, the first step is a free consultation and property-risk inspection to identify potential gaps before a policy is written.

HI
160 Cleveland Ave
Huntington Insurance
Home Insurance Agent · Amherst, OH
(567) 588-0495
FI
1111 Cleveland Ave Ste C
Farmers Insurance - Curtis Szucs
Home Insurance Agent · Amherst, OH
(440) 967-1555
agents.farmers.com/oh/vermilion/curtis-szucs
YI
590 N Leavitt Rd
Yanak Insurance Group
Home Insurance Agent · Amherst, OH
(440) 988-4461
yanakinsgroup.com

What Does a a Home Insurance Agent in Amherst Cost?

Home insurance costs in Ohio average around 1,000 to 1,500 per year for standard coverage. In Amherst costs may vary based on your homes age location and construction type. Factors like credit score and claims history also affect premiums. This is general information and not insurance advice.

About home insurance agents in Amherst

Home insurance agents in Amherst Ohio help homeowners find coverage for their property and belongings. Ohio law does not require home insurance but mortgage lenders typically do. Agents can explain policy options and help you meet lender requirements.

Frequently Asked Questions

What does a home insurance agent in Amherst do?

A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy.

Is home insurance required by law in Ohio?

Ohio law does not require homeowners to carry insurance. However if you have a mortgage your lender will require coverage. An agent can help you find a policy that satisfies your lender.

How do I choose a home insurance agent in Amherst?

Look for an agent who is licensed in Ohio and has experience with local risks. You can check an agents license through the Ohio Department of Insurance. Ask about their process for handling claims.

Home Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.