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Directory of home insurance agents in Wagoner, Oklahoma. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Wagoner, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Oklahoma before hiring.
Showing 6 home insurance agents in Wagoner, OK
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Holly Jones Insurance LLC
2010 OK-51, Wagoner, OK 74467
(918) 485-3429
Moore-Lancaster Agency
224 E Cherokee St, Wagoner, OK 74467
(918) 485-2106
moore-lancaster.com
Shelter Insurance - Roger Carter
404 W Cherokee St Ste D, Wagoner, OK 74467
(918) 485-5413
shelterinsurance.com
Rowe Insurance Agency
524 W Cherokee St, Wagoner, OK 74467
(918) 485-2405
roweinsurance.net
Brandon Ryburn State Farm
1102 W Cherokee St Suite A, Wagoner, OK 74467
(918) 485-3256
savewithbrandon.com
Oklahoma Farm Bureau Insurance - Wagoner
512 W Cherokee St, Wagoner, OK 74467
(918) 485-5538
okfbinsurance.com
Home insurance agents in Wagoner Oklahoma help you protect your property against wind hail and tornado damage common to the region. They can explain Oklahoma specific policy options such as windstorm deductibles and replacement cost coverage. Working with a local agent ensures you understand how state laws affect your homeowners insurance.
What Does a Home Insurance Agent in Wagoner Cost?
The average annual home insurance premium in Oklahoma is around $2,500 to $3,500 but rates vary widely by location home value and coverage level. In Wagoner factors like the age of your home roof condition and distance from a fire station affect your quote. For a typical $200,000 home you might pay between $1,800 and $4,000 per year. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Wagoner do?
A home insurance agent in Wagoner helps you compare policies from multiple carriers and find coverage that fits your home and budget. They explain policy terms like actual cash value versus replacement cost and can assist with claims. Agents also advise on additional coverage for floods or earthquakes which are not standard in Oklahoma.
Is home insurance required in Oklahoma?
Oklahoma law does not require homeowners insurance but mortgage lenders almost always require it. The state does require insurers to offer coverage for wind and hail damage as part of standard policies. Without insurance you risk financial loss from common Oklahoma weather events.
How do Oklahoma weather risks affect home insurance rates?
Oklahoma experiences frequent tornadoes hailstorms and severe thunderstorms which increase insurance rates. Insurers often apply a separate windstorm deductible typically 1 to 5 percent of the home value. Agents can help you find policies that balance cost and protection for these risks.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Oklahoma.