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Browse home insurance agents serving Florence, Oregon. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Florence, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Oregon before hiring.
Showing 9 home insurance agents in Florence, OR
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sue Gilday - State Farm Insurance Agent
1275 Rhododendron Dr, Florence, OR 97439
(541) 997-7161
gildayinsurance.com
First American Title Insurance Company
179 Laurel St STE B, Florence, OR 97439
(541) 997-8488
local.firstam.com
AIC Insurance - Florence
697 Maple St, Florence, OR 97439
(541) 997-5947
aicinsagency.com
Streets Insurance Agency
1234 Rhododendron Dr Suite 5, Florence, OR 97439
(541) 997-8574
streetsinsurance.com
Farmers Insurance - Michael Streets
1234 Rhododendron Dr Ste 5, Florence, OR 97439
(541) 997-8574
agents.farmers.com
Randy Dixon: Allstate Insurance
2775 US-101 C, Florence, OR 97439
(541) 991-8900
agents.allstate.com
Zolezzi Insurance Agency
777 Maple St, Florence, OR 97439
(541) 997-3455
zianw.com
Protect Well Insurance OR
2470 Oak St, Florence, OR 97439
(541) 422-3521
Abel Insurance Agency
875 US-101, Florence, OR 97439
(541) 997-3466
abelinsuranceagency.com
A home insurance agent in Florence Oregon can help you find a policy that protects your property from coastal risks like wind and flood damage. Oregon law requires insurers to offer coverage for perils such as fire and theft but does not mandate flood insurance. Local agents understand the specific needs of homes in Lane County and can guide you through policy options.
What Does a Home Insurance Agent in Florence Cost?
The average cost of home insurance in Oregon is around $900 to $1,200 per year for a standard policy, but rates in Florence may be higher due to coastal risks. Factors such as your homes age construction type and distance from the ocean can affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Florence do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain policy details such as dwelling coverage and personal property limits. Agents also assist with filing claims and updating your policy as needed.
Do I need flood insurance for my home in Florence Oregon?
Standard home insurance policies do not cover flood damage. Because Florence is near the coast and the Siuslaw River, many homes face flood risk. You may need a separate flood insurance policy through the National Flood Insurance Program or a private insurer.
How do Oregon laws affect home insurance policies?
Oregon law requires insurers to offer coverage for fire and smoke damage but does not set standard rates. Insurers must also provide a grace period of at least 10 days for late premium payments. Your agent can explain how these rules apply to your policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Oregon.