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Find Home Insurance Agents in Elizabethtown, PA

Looking for a home insurance agent in Elizabethtown? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Elizabethtown, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 2 home insurance agents in Elizabethtown, PA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
KMA Insurance Group
43 S Market St, Elizabethtown, PA 17022
(717) 367-1309 kmainsurancegroup.com
Josh Shoop - State Farm Insurance Agent
362 Hershey Rd, Elizabethtown, PA 17022
(717) 367-8878 shoopinsurance.com

Home insurance agents in Elizabethtown Pennsylvania help residents protect their homes and belongings. Pennsylvania law requires insurers to offer certain coverages like replacement cost for dwelling policies. Local agents can explain how factors like the Susquehanna River flood risk or older home construction affect your policy.

What Does a Home Insurance Agent in Elizabethtown Cost?

The average cost of home insurance in Pennsylvania is about 1,200 dollars per year for a standard policy. In Elizabethtown rates may vary based on your homes age construction type and proximity to flood zones. Older homes in the historic district may cost more to insure due to replacement costs. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Elizabethtown do?
A home insurance agent helps you find a policy that covers your house personal property and liability. They compare quotes from multiple insurers and explain coverage options specific to Pennsylvania regulations.
Is flood insurance required in Elizabethtown Pennsylvania?
Flood insurance is not required by state law but mortgage lenders may require it for homes in flood zones. Elizabethtown has areas near creeks and the Susquehanna River that may need separate flood coverage.
How do Pennsylvania home insurance deductibles work?
Pennsylvania allows standard deductibles usually between 500 and 2000 dollars. Some policies have separate deductibles for wind or hail damage. Your agent can help you choose a deductible that fits your budget.