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Find Home Insurance Agents in Ephrata, PA

Browse home insurance agents serving Ephrata, Pennsylvania. Contact information and addresses listed below.

14 agents listed
Updated May 2026
Ephrata, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 14 home insurance agents in Ephrata, PA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Douple Agency, Inc.
34 E Main St, Ephrata, PA 17522
(717) 733-8631 doupleinsurance.com
Ephrata Insurance 717auto.com
1522 W Main St, Ephrata, PA 17522
(717) 431-3800 717auto.com
Berlanco Insurance Agency
1160 S State St Suite 1, Ephrata, PA 17522
(717) 859-1922 berlanco.com
Chris Skundrich - State Farm Insurance Agent
501 W Main St, Ephrata, PA 17522
(717) 733-7373 chrisskundrich.com
Lehman Insurance Agency Inc
1686 W Main St, Ephrata, PA 17522
(717) 733-2050 lehmanins.com
Myers & Bell Insurance
25 W Main St, Ephrata, PA 17522
(717) 335-2080 myersandbell.com
Bernard C Morrissey Insurance
890 N Reading Rd, Ephrata, PA 17522
(800) 422-8335 insuringyourfuture.com
Classic Insurance Services
415 Cocalico St, Ephrata, PA 17522
(215) 645-5693 gretabilliet478903.wixsite.com
Mutual Insurance PA
208 US-322, Ephrata, PA 17522
(717) 219-2629
Windsor-Mount Joy Mutual Insurance Company
1 E Main St, Ephrata, PA 17522
(717) 733-8648 windsormountjoy.com
Farmers Insurance Schrum Agency
1522 W Main St, Ephrata, PA 17522
(717) 229-7999 agents.farmers.com
Gehret Associates Inc
322 N State St, Ephrata, PA 17522
(717) 733-1673 gehretassoc.com
CM SR22 Insurance Group
136 E Main St, Ephrata, PA 17522
(855) 698-0461 cmsr22insurancegroup.com
Nationwide Insurance: DBA Myers And Bell Insurance Agency
333 N State St, Ephrata, PA 17522
(800) 568-4432

Home insurance agents in Ephrata Pennsylvania help homeowners find coverage for their property and belongings. Pennsylvania law does not require homeowners insurance but mortgage lenders typically do require it. Agents can explain how standard policies cover fire theft and liability and offer options for flood or earthquake protection.

What Does a Home Insurance Agent in Ephrata Cost?

The average annual home insurance premium in Pennsylvania is around 1,200 dollars but costs in Ephrata can range from 800 to 1,800 dollars depending on your home's value and risk factors. Older homes or those in flood-prone areas may cost more to insure. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Ephrata do?
A home insurance agent in Ephrata helps you compare policies from different insurers to find coverage that fits your needs and budget. They explain policy details such as dwelling coverage personal property limits and liability protection. Agents also assist with filing claims and updating your policy as your circumstances change.
Is homeowners insurance required by law in Pennsylvania?
Pennsylvania does not legally require homeowners insurance. However most mortgage lenders require borrowers to carry a policy that covers the home's replacement cost. Without insurance you risk financial loss from fire storm damage or liability claims.
What factors affect home insurance costs in Ephrata Pennsylvania?
Costs depend on your home's age construction type location and distance from a fire station. Your claims history credit score and the coverage limits you choose also affect the premium. Pennsylvania insurers may offer discounts for bundling policies or installing security systems.