The top-rated home insurance agent in Horsham, Pennsylvania is Grundy Insurance, rated 4.5 stars across 466 reviews. Other highly rated options include Ashlee Biondo - State Farm Insurance Agent, Ryan Whitehead: Allstate Insurance, Lisa Kozak - State Farm Insurance Agent. This directory lists 13 home insurance agents serving Horsham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grundy Insurance | 410 Horsham Rd | (866) 338-4006 |
| 2 | Ashlee Biondo - State Farm Insurance Agent | 507 Horsham Rd | (215) 572-7474 |
| 3 | Ryan Whitehead: Allstate Insurance | 1250 Easton Rd Ste 190 | (215) 390-1802 |
| 4 | Lisa Kozak - State Farm Insurance Agent | 443 Easton Rd | (215) 443-8336 |
| 5 | State insurance Horsham | 400 Dresher Rd | (267) 365-2983 |
| 6 | Amica Mutual Insurance Company | 2 Walnut Grove Dr Suite 230 | (877) 672-6422 |
| 7 | Capitol Insurance Co | 955 Horsham Rd | (215) 956-9399 |
| 8 | Nationwide Insurance: The Barton Insurance Group Inc. | 406 Norristown Rd Ste A | (215) 675-3030 |
| 9 | Tri County Assurance Co | 284 Horsham Rd | (215) 443-7800 |
| 10 | Granite Insurance Group | 200 Gibraltar Rd Suite 129 | (267) 699-7285 |
Grundy Insurance serves the Horsham, Pennsylvania area as a home insurance agent. The company helps homeowners in Montgomery County protect their property against common regional risks. Its agents guide clients through standard coverage options tailored to single-family homes and local building codes. Policyholders in Horsham can count on this agency for assistance with claims management and policy adjustments. Grundy Insurance specifically handles windstorm protection for properties and comprehensive liability insurance for residential dwellings.
Ashlee Biondo - State Farm Insurance Agent in Horsham, PA, offers a range of home insurance services, including tailored coverage options for property protection. The agency assists clients in selecting appropriate policies and reviewing their coverage needs over time. Maintenance plans involve periodic consultations to adjust policies as circumstances change. The agency serves homeowners of single-family homes, apartments, retail spaces, and restaurants, ensuring each property type receives appropriate insurance solutions for its specific risks.
Ryan Whitehead: Allstate Insurance serves homeowners, businesses, and property managers in Horsham, PA, offering personalized home insurance policies that help protect properties against common regional risks. The agency provides guidance on coverage options and claims support to local residents and commercial clients. Standard services include policy reviews and assistance with selecting appropriate deductibles and liability limits. This agency also covers the neighboring community of Montgomeryville and surrounding areas within the Philadelphia metro region, ensuring accessible protection for more property owners.
Serving Horsham, Pennsylvania, and the surrounding communities in Montgomery County, Lisa Kozak - State Farm Insurance Agent handles home insurance policies for local homeowners. This office works with clients to protect residential property against risks such as weather damage, theft, and liability claims common to the area. Policies are tailored to cover dwelling structures, personal belongings, and additional living expenses. For a typical job, the agent begins by assessing each property’s specific risks and coverage needs, then presents a straightforward policy option based on that individual evaluation.
As winter storms approach the Horsham area, protecting a home from potential damage becomes a priority for local homeowners. State Insurance Horsham works with residents to review their policies for adequate coverage against common regional weather-related concerns like snow or ice. A helpful agent can explain available options for protecting a property and its contents. The process begins with a straightforward property inspection to assess current needs and identify any vulnerabilities to address in the coverage plan.
Amica Mutual Insurance Company in Horsham, PA provides home insurance agent services that help clients weigh one-time policy options for new property purchases against recurring coverage for ongoing protection. The agent adjusts plans to match local risks like weather or liability, ensuring homes remain safeguarded. Consultations and policy management are available as needed, with service running strictly on an as-needed basis to address changing coverage requirements.
Capitol Insurance Co in Horsham, PA offers specialized coverage options for homeowners, including protection for personal property and liability. It also provides standard home insurance services tailored to the unique needs of local residents. The agency assists clients with navigating policy details to ensure adequate coverage for their properties. During the winter months, it helps homeowners address concerns related to freezing pipes and ice dam damage, which are common risks in the region.
Nationwide Insurance: The Barton Insurance Group Inc. in Horsham, PA assists local homeowners by developing policies that safeguard residential properties and personal belongings. The agency can arrange specialty endorsements for valuable items, such as jewelry or electronics, to provide extended coverage beyond a standard policy. These tailored options help address specific protection needs for area residents. Commercial sectors served include offices, warehouses, and food service establishments.
Tri County Assurance Co in Horsham, PA provides residential home insurance services, helping local homeowners protect their properties and personal belongings. The agency also offers commercial coverage options for small businesses and rental properties in the area. Policies are tailored to meet common regional needs, such as protection against weather-related damage and liability concerns. Clients can return for follow-up coverage reviews or policy adjustments between regular visits, ensuring their plans remain appropriate as their circumstances change.
Granite Insurance Group, based in Horsham, PA, is recognized for helping local homeowners secure policies that protect their property from common regional risks. The agency serves clients throughout the surrounding area, guiding them through coverage options that address perils such as storms, fire, and liability. It takes time to explain policy details and align deductibles with individual budgets. For an additional layer of security, the agency can arrange an add-on endorsement for high-value personal items like jewelry or electronics.
What Does a a Home Insurance Agent in Horsham Cost?
The average cost of home insurance in Pennsylvania is around 1,200 to 1,500 dollars per year for a standard policy. Costs in Horsham may vary based on home age, construction type, and proximity to fire stations. Factors like your credit score and claims history also affect your premium. This is general information and not insurance advice.
About home insurance agents in Horsham
Home insurance agents in Horsham Pennsylvania help residents find coverage for their homes and personal property. Pennsylvania law requires insurers to offer certain protections such as replacement cost coverage for dwelling policies. Working with a local agent can help you understand specific Horsham risks like winter weather or older home construction.
Frequently Asked Questions
What does a home insurance agent in Horsham do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms and can help you file claims. Agents in Horsham are familiar with local insurance regulations and coverage options.
Do I need flood insurance for my home in Horsham?
Flood insurance is not included in standard home policies and is required by lenders for homes in high-risk flood zones. Horsham has areas near the Pennypack Creek that may require flood coverage. You can purchase flood insurance through the National Flood Insurance Program or private carriers.
How does Pennsylvania law affect my home insurance policy?
Pennsylvania law mandates that insurers offer a minimum of 50 percent replacement cost coverage on dwelling policies. The state also requires a 60 day notice before a policy is non-renewed for reasons other than nonpayment. These rules help protect homeowners from sudden coverage gaps.
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