The top-rated home insurance agent in Kingston, Pennsylvania is Garnett Insurance Agency, rated 5.0 stars across 45 reviews. Other highly rated options include Matt Dailey - State Farm Insurance Agent, Heffers Agency, Breanna Kalinowski: Primerica - Financial Services. This directory lists 10 home insurance agents serving Kingston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Garnett Insurance Agency | 250 Pierce St #111 | (570) 331-7420 |
| 2 | Matt Dailey - State Farm Insurance Agent | 261 Pierce St | (570) 714-7979 |
| 3 | Heffers Agency | 11 2nd Ave | (570) 287-5123 |
| 4 | Breanna Kalinowski: Primerica - Financial Services | 250 Pierce St SUITE 313 | (570) 454-3033 |
| 5 | Farmers Insurance - Keith Smith | 473 Northampton St | (570) 408-1640 |
| 6 | Frank Crossin Agency Inc | 575 Pierce St Suite #302 | (570) 822-5111 |
| 7 | Ziemba Insurance Agency | 383 Wyoming Ave | (570) 288-2004 |
| 8 | Christopher A Lupp - Aflac Insurance Agent | 480 Pierce St #315 | (570) 283-3900 |
| 9 | Hilb Group | 250 Pierce St | (570) 288-7890 |
| 10 | MassMutual | 259 Wyoming Ave | (570) 714-2797 |
Garnett Insurance Agency serves homeowners in Kingston, PA, and the surrounding Luzerne County area. As a local home insurance agent, it helps residents find property coverage that fits their individual needs and budget. Protecting a home often involves understanding local risks, such as seasonal weather and regional building costs. The agency guides clients through the process of selecting appropriate dwelling protection and liability limits. It specifically handles coverage for single-family homes and also assists with policies for renters or condominium owners.
Matt Dailey - State Farm Insurance Agent in Kingston, PA, provides home insurance policies designed to protect residential properties from common perils such as fire, theft, and weather damage. The agency offers customizable coverage options and assists clients with policy reviews to ensure appropriate protection levels for their individual needs. Services include help with claims filing and adjusting coverage as a homeowner’s situation changes. This agent serves single-family homes, apartments, retail spaces, and restaurants in the local area.
Heffers Agency serves homeowners, businesses, and property managers in the Kingston, Pennsylvania area by arranging standard home insurance policies. The agency assists clients in selecting appropriate coverage levels for dwelling protection, personal property, and liability in the local region. It also handles policy adjustments for new purchases, renovations, or changes in property use. Work involves explaining common exclusions and deductible options to customers in Luzerne County. The agency additionally provides its home insurance services to clients in the neighboring community of Wilkes-Barre.
Home insurance agents often help clients distinguish between one-time policy purchases for new homes and ongoing service options that adjust coverage as needs evolve. Breanna Kalinowski: Primerica - Financial Services in Kingston, PA assists local homeowners in evaluating coverage for property damage, liability, and personal belongings. The agent provides guidance on deductibles and policy limits tailored to individual circumstances. For clients needing continuous protection, services are available on an as-needed and scheduled basis for policy reviews, claims support, and coverage adjustments.
Farmers Insurance - Keith Smith serves Kingston and the surrounding communities in Luzerne County, handling home insurance policies for local homeowners. The agency works with clients to secure coverage that protects against common regional risks such as storms and property damage. To handle a typical job, the agent begins by reviewing the home’s specific features and the homeowner’s needs, then explains available options before finalizing a personalized policy.
Frank Crossin Agency Inc offers tailored home insurance policies designed to protect property structures and personal belongings. Its general service work includes guidance on standard coverage options for homeowners in Kington, PA. The agency helps customers evaluate liability protection and the limits on their personal property. As winter approaches, it can advise on policy adjustments to cover potential damage from frozen pipes or heavy snowfall accumulation.
After a heavy winter storm or a sudden summer wind event, homes in Kingston, PA often require prompt property assessments. Ziemba Insurance Agency provides guidance on securing appropriate coverage for such local dwellings. They help homeowners review the specific risks their structures face, from aging roofs to basement moisture issues. This independent service aims to align individual policies with the unique needs of a regional property. The process typically begins with an agent visiting the home to inspect its current condition and take photographs for the insurance file.
As a general home insurance agent serving Kingston, PA, Christopher A Lupp assists property owners in protecting their dwellings and personal belongings against common regional risks. Coverage options typically include protection for the structure itself, liability for accidents on the property, and reimbursement for additional living expenses when a home becomes uninhabitable. Christopher A Lupp can also offer supplementary policies for valuable items such as jewelry or electronics. These insurance solutions are available for various commercial properties, including offices, warehouses, and food service establishments.
Hilb Group provides residential home insurance services for homeowners in Kingston, PA. The agency also offers commercial coverage for local businesses needing property protection. Its service area encompasses the surrounding communities within Luzerne County. Clients can expect thorough policy reviews and personalized advice when selecting coverage limits. Follow-up support and policy adjustments are available between regular annual visits to address changing needs or property updates.
MassMutual in Kingston, Pennsylvania, is known as a home insurance agent that provides coverage for single-family houses, condominiums, and rental properties. It assists local homeowners in protecting their dwellings and personal belongings against risks like fire, theft, and storm damage. The agency also discusses liability coverage options for incidents occurring on the insured property. A standard policy can be expanded by adding a specialty service that covers valuable items such as jewelry or fine art, ensuring those possessions are protected beyond normal limits.
What Does a a Home Insurance Agent in Kingston Cost?
The average cost of homeowners insurance in Pennsylvania is around 1,200 to 1,600 dollars per year for a standard policy. In Kingston rates may vary based on your homes age location and coverage limits. Older homes or those near flood zones may have higher premiums. This is general information and not insurance advice.
About home insurance agents in Kingston
A home insurance agent in Kingston Pennsylvania can help you find a policy that protects your home and belongings. Pennsylvania law does not require homeowners insurance but mortgage lenders usually do require it. An agent can explain coverage options like dwelling protection and liability insurance for your Luzerne County property.
Frequently Asked Questions
What does a home insurance agent in Kingston do?
A home insurance agent helps you compare policies from different insurers. They explain coverage types such as HO-3 and HO-5 policies. They also assist with filing claims and adjusting your coverage as your needs change.
Do I need home insurance in Pennsylvania?
Pennsylvania state law does not require homeowners insurance. However most mortgage lenders require you to have a policy. Even if you own your home free and clear insurance is recommended to protect against fire theft and liability.
How can I find a home insurance agent in Kingston PA?
You can search online directories or ask for referrals from neighbors and real estate agents. Look for agents licensed by the Pennsylvania Insurance Department. Many agents offer free quotes and consultations to discuss your specific needs.
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