The top-rated home insurance agent in Philadelphia, Pennsylvania is Adam Hutcheon - State Farm Insurance Agent, rated 4.9 stars across 368 reviews. Other highly rated options include Mark Ziegler - State Farm Insurance Agent, McCollum Insurance Agency ️ ️ ️⭐⭐⭐⭐⭐, Terra Insurance Services. This directory lists 34 home insurance agents serving Philadelphia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam Hutcheon - State Farm Insurance Agent | 687 N Broad St | (215) 765-2686 |
| 2 | Mark Ziegler - State Farm Insurance Agent | 86 Bethlehem Pike Ste 1 | (215) 753-1501 |
| 3 | McCollum Insurance Agency ️ ️ ️⭐⭐⭐⭐⭐ | 106 Grape St #2 | (215) 508-9000 |
| 4 | Terra Insurance Services | 1879 Cottman Ave | (215) 742-3743 |
| 5 | Freedom Insurance Group Inc | 3308 Grant Ave | (215) 673-0300 |
| 6 | Troast-Singley & Miller Insurance Agency | 2700 S 18th St | (215) 339-0333 |
| 7 | Mars Tag & Insurance Agency | 3001 W Girard Ave #1F | (215) 565-0047 |
| 8 | Main Line Risk Management | 7300 City Ave Suite 120 | (215) 878-8100 |
| 9 | Inco Insurance Services | 2424 E York St Unit 211 | (215) 608-7974 |
| 10 | The Medicare Mensch | 1334 N Howard St | (267) 788-1508 |
Adam Hutcheon - State Farm Insurance Agent serves the Philadelphia, Pennsylvania metro area. As a home insurance agent, this company helps homeowners and renters find policies that protect their property and personal belongings. They guide clients through coverage options suited to local conditions. The agency also assists with bundling home and auto insurance for potential convenience and savings. Additionally, it offers assistance with filing home insurance claims and adjusting coverage after life changes.
Mark Ziegler - State Farm Insurance Agent in Philadelphia, PA, offers a full range of home insurance options, including protection for dwelling, personal property, and liability coverage. Service plans include policy review consultations to ensure adequate coverage limits and deductibles. Policyholders also receive support through a local claims assistance process. The agency services single-family homes, apartments, retail spaces, and restaurants.
McCollum Insurance Agency serves Philadelphia, Pennsylvania, and the surrounding communities. The company handles home insurance policies designed to protect local homeowners against common property risks. This includes addressing coverage for the dwelling, personal belongings, and liability concerns that arise in the Philadelphia area. The agency takes a straightforward approach to each job, beginning with a thorough review of the individual property and the client’s specific coverage needs. It then tailors a policy to match those requirements, ensuring a clear explanation of all policy terms and limits during the process.
Terra Insurance Services in Philadelphia, PA, offers clients the choice between a one-time policy review or an ongoing relationship to manage their annual coverage needs. Their work involves helping homeowners evaluate dwelling, liability, and personal property protections to match local risks. Whether securing a new policy or updating an existing one, agents guide clients through available options for their specific situation. Service at this firm runs on a scheduled basis, typically revolving around annual renewal cycles or a requested appointment when a major home change occurs.
Freedom Insurance Group Inc specializes in matching Philadelphia homeowners with tailored protection plans for their properties. It also provides general home insurance agent services, assisting clients in reviewing existing coverage and exploring different options for their specific needs. The agency helps residents address common local concerns, such as ensuring adequate coverage for storm damage during the city’s unpredictable spring and summer weather seasons.
As Philadelphia homeowners prepare for the winter freeze, Troast-Singley & Miller Insurance Agency structures policies that account for regional risks like frozen pipes and roof damage from heavy snow. The agency walks clients through standard home insurance components, including dwelling coverage and liability protection, while also explaining typical local endorsements for water backup or sewer drain concerns. All conversations begin with a review of the property’s current condition, followed by an on-site inspection to identify specific exposures before offering coverage options.
Mars Tag & Insurance Agency provides home insurance services to property owners in Philadelphia, Pennsylvania. Alongside standard homeowner policies, the agency offers specialty add-ons like extended replacement cost and water backup coverage for extra protection. These customizable options help address local weather and plumbing risks common to the region. The firm also serves commercial sectors including office spaces, warehouses, and full-service food establishments, ensuring different property types can secure appropriate liability and building coverage.
As a home insurance agent serving Philadelphia, Main Line Risk Management helps local homeowners secure coverage for their properties. The agency also addresses commercial insurance needs for businesses throughout the greater Philadelphia area. Policies are selected based on each client’s specific property and liability requirements. The office provides guidance during initial policy setup and remains available for follow‑up questions or adjustments between regular renewal visits.
Inco Insurance Services in Philadelphia, PA, is known for helping homeowners find adequate property protection. The agency works with individuals to secure policies that cover damage from storms, fire, theft, and other common perils. It provides homeowners with a range of coverage options suited to different property types and budgets. Clients can also add a specialty endorsement for valuable personal items such as jewelry or fine art.
What Does a a Home Insurance Agent in Philadelphia Cost?
The average cost of home insurance in Pennsylvania is around $1,200 per year for a standard policy, but Philadelphia rates can be higher due to older housing stock and urban risks. Typical premiums range from $800 to $2,500 annually depending on coverage levels and property details. This is general information and not insurance advice.
About home insurance agents in Philadelphia
A home insurance agent in Philadelphia PA can help you find a policy that meets your needs and complies with Pennsylvania state requirements. Pennsylvania law does not require homeowners insurance, but mortgage lenders typically mandate it. Local agents understand Philadelphia risks like older homes and weather events.
Frequently Asked Questions
What does a home insurance agent do in Philadelphia?
A home insurance agent helps you compare policies from different carriers. They explain coverage options like dwelling protection and liability. They also assist with claims and policy changes.
Is home insurance required by law in Pennsylvania?
Pennsylvania does not legally require homeowners insurance. However, most mortgage lenders require it to protect their investment. Renters insurance is also not required by law but is often recommended.
How do I choose a home insurance agent in Philadelphia?
Look for an agent licensed in Pennsylvania with experience in Philadelphia properties. Check their reviews and ask about their knowledge of local risks. An independent agent can offer quotes from multiple insurance companies.
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