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Find Home Insurance Agents Near You in Reading, PA

Browse home insurance agents serving Reading, Pennsylvania. Updated 2026-07-14.

The top-rated home insurance agent in Reading, Pennsylvania is MGS Insurance Agency LLC, rated 4.9 stars across 122 reviews. Other highly rated options include Acceptance Insurance, Schaeffer Insurance, DNS Insurance Agency. This directory lists 14 home insurance agents serving Reading.

Showing 14 home insurance agents in Reading, PAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1MGS Insurance Agency LLC606 Museum Rd(610) 375-6142
2Acceptance Insurance3312 N 5th Street Hwy(610) 973-6105
3Schaeffer Insurance3501 Kutztown Rd(610) 921-1567
4DNS Insurance Agency2733 Paper Mill Rd(484) 878-6500
5Contemporary Insurance, Inc.1829 New Holland Rd # 1(610) 777-7905
6Andrew J Farrara Insurance Agency124 W Greenwich St(610) 376-3723
7Goosehead Insurance - Brad Coley2851 Centre Ave Suite A3(484) 838-6088
8Denise Drobnick - State Farm Insurance Agent831 E Bellevue Ave(610) 921-1131
9Adoniram Insurance500 Buttonwood St(610) 371-0100
10Berks County Insurance Group, Inc.2447 Perkiomen Ave(610) 779-9060
MI
606 Museum Rd
MGS Insurance Agency LLC
Home Insurance Agent · Reading, PA

MGS Insurance Agency LLC serves the Reading, Pennsylvania metro area, providing homeowners insurance coverage for local properties. The agency helps customers protect their homes with policies that cover dwelling damage and personal property. Its agents assist with selecting appropriate coverage levels and deductibles. They also advise on additional protection for valuable items and personal liability. MGS Insurance Agency handles claims assistance and policy adjustments for homeowners in this region.

AI
3312 N 5th Street Hwy
Acceptance Insurance
Home Insurance Agent · Reading, PA

Acceptance Insurance in York, PA assists local homeowners in matching protection plans to their property needs. The agency works through standard coverage like dwelling and liability policies, guiding clients through the process of selecting essential safeguards. It also helps assess supplemental risks common to the region, such as wind or hail damage. For those seeking further security, there is often an option to add scheduled personal property coverage for high-value items like jewelry or electronics.

SI
3501 Kutztown Rd
Schaeffer Insurance
Home Insurance Agent · Reading, PA

Schaeffer Insurance in Reading, PA offers a range of home insurance agent services, including coverage consultations and policy renewals. The company reviews existing plans to address a home’s changing needs. It discusses deductible options and liability coverage with each client. Schaeffer Insurance helps customers understand the scope of their dwelling protection. The agency services single-family homes, apartments, retail spaces, and restaurants, tailoring coverage to each property’s specific risks.

DI
2733 Paper Mill Rd
DNS Insurance Agency
Home Insurance Agent · Reading, PA

Serving Reading, Pennsylvania, and nearby communities, DNS Insurance Agency helps clients secure home insurance policies that protect single-family houses, condominiums, and rental properties. The company focuses on matching property owners with coverage that shields against common regional risks like winter storms and occasional flooding. Each policy is tailored to individual needs after a careful review of home value, contents, and liability exposures. The agency typically begins by assessing the property’s replacement cost and the client’s specific concerns before presenting clear coverage options.

CI
1829 New Holland Rd # 1
Contemporary Insurance, Inc.
Home Insurance Agent · Reading, PA

Contemporary Insurance, Inc. specializes in tailoring homeowners policies to cover the specific risks of properties in Reading, Pennsylvania, including protection against fire and liability claims. The agency works regularly with local residents to help them secure adequate coverage for their homes and personal belongings during the annual renewal process. They also assist clients in reviewing and updating their policies to account for the increased risk of freezing pipe damage that often occurs during the colder winter months in Berks County.

AJ
124 W Greenwich St
Andrew J Farrara Insurance Agency
Home Insurance Agent · Reading, PA

Andrew J Farrara Insurance Agency in Reading, PA helps clients understand the important distinction between one-time policy quotes and the recurring service of monitoring coverage over time. Their home insurance agents guide homeowners in selecting appropriate protection for dwelling, personal property, and liability per standard regional needs. Coverage advice is tailored to reflect typical weather exposure and local property values in the Reading area. This agency offers its services on an as-needed basis, providing consultations whenever a homeowner requests a policy review or adjustment.

GI
2851 Centre Ave Suite A3
Goosehead Insurance - Brad Coley
Home Insurance Agent · Reading, PA

Goosehead Insurance - Brad Coley provides home insurance options to residents in and around Reading, Pennsylvania. The agency helps clients secure coverage for their homes, along with specialty add-ons such as flood, earthquake, and personal property protection. Homeowners can discuss tailoring a policy to fit their specific needs, including liability and dwelling coverage. Beyond residential work, the agency also serves commercial sectors, including offices, warehouses, and food service operations.

DD
831 E Bellevue Ave
Denise Drobnick - State Farm Insurance Agent
Home Insurance Agent · Reading, PA

As Reading's winter weather turns freezing rain to ice dams or summer storms threaten the Delaware Valley, Denise Drobnick - State Farm Insurance Agent explains how a standard policy covers damage from falling limbs or weight of ice. They walk homeowners through their dwelling, personal property, and liability protections, clarifying possible flood endorsements for nearby creeks. A local adjuster can review your current coverage with you, carefully identifying gaps before scheduling a quick, no-pressure property walk-through to assess the home's specific risks.

AI
500 Buttonwood St
Adoniram Insurance
Home Insurance Agent · Reading, PA

Adonirom Insurance serves homeowners, property managers, and small businesses in Reading, Pennsylvania. It offers standard home insurance policies that protect dwellings and personal belongings against common perils such as fire, theft, and storm damage. The agency can also help clients review different deductible options and coverage limits. Consultation appointments are available during regular business hours for those who wish to discuss policy details or file a claim. This home insurance provider also serves clients in neighboring Wyomissing.

BC
2447 Perkiomen Ave
Berks County Insurance Group, Inc.
Home Insurance Agent · Reading, PA
AI
2711 N 5th Street Hwy
Advance Insurance Group LLC
Home Insurance Agent · Reading, PA
(610) 929-9951
advanceformyinsurance.com/index.html
UI
1800 Hampden Blvd
United Insurance LLC
Home Insurance Agent · Reading, PA
(610) 750-5879
unitedinsurancepa.com
RI
2447 Perkiomen Ave
Richard I Hart Insurance Agency
Home Insurance Agent · Reading, PA
(484) 408-0034
JA
432 Walnut St
Jc Agency & More Jacqueline R Castillo
Home Insurance Agent · Reading, PA
(610) 372-3030
jcagencymore.com

What Does a a Home Insurance Agent in Reading Cost?

The average annual cost for home insurance in Pennsylvania is around 1,200 to 1,500 dollars for a typical policy. In Reading, rates may vary based on your homes age, location, and claims history. Older homes or those near flood zones may have higher premiums. This is general information and not insurance advice.

About home insurance agents in Reading

Home insurance agents in Reading Pennsylvania help homeowners find coverage that meets their needs. Pennsylvania law requires insurers to offer a replacement cost policy for dwelling coverage. Agents can explain local risks like weather events and help you choose appropriate deductibles and endorsements.

Frequently Asked Questions

What does a home insurance agent in Reading do?

A home insurance agent helps you compare policies from different insurers. They explain coverage options such as dwelling protection, personal property, and liability. Agents also assist with claims and policy changes.

Do I need flood insurance in Reading Pennsylvania?

Standard home insurance does not cover flood damage. Reading is near the Schuylkill River, so flood risk exists. You may need a separate flood policy through the National Flood Insurance Program or a private carrier.

Can a home insurance agent help with Pennsylvania specific laws?

Yes. Pennsylvania requires insurers to offer a replacement cost policy and a 30 day notice before nonrenewal. An agent can explain these rules and help you comply with mortgage lender requirements.

Home Insurance Agents in Other Pennsylvania Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.