ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Home Insurance Agents Near You in Bristol, RI
Directory of home insurance agents in Bristol, Rhode Island. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Bristol, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 6 home insurance agents in Bristol, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Home insurance agents in Bristol Rhode Island help homeowners find coverage that meets local needs. Rhode Island law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain how coastal risks like nor easters affect premiums and policy terms in Bristol County.
What Does a Home Insurance Agent in Bristol Cost?
The average cost of home insurance in Rhode Island is around 1,200 to 1,600 dollars per year for a standard policy. In Bristol premiums may be higher due to coastal exposure. Factors like home age construction type and credit score affect your rate. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Bristol do?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits deductibles and exclusions. They also advise on Rhode Island specific requirements like windstorm deductibles.
Do I need flood insurance in Bristol Rhode Island?
Standard home policies do not cover flood damage. Bristol is a coastal town and many lenders require flood insurance for properties in flood zones. An agent can help you find a separate flood policy through the National Flood Insurance Program.
How long do I have to file a claim in Rhode Island?
Rhode Island law does not set a specific deadline for filing a claim but policies usually require prompt notice. Most insurers expect claims within one year of the loss. Check your policy or ask your agent for your specific time frame.
Free • No Obligation
Compare Home Insurance Agents
Get matched with agents in Bristol who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.