Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 home insurance agents in Cumberland, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Cumberland
2000 Mendon Rd, Cumberland, RI 02864
(401) 333-9500
branches.northeast.aaa.com
Carlos Semedo: Primerica - Financial Services
Rear Lower Level, 2374 Diamond Hill Rd, Cumberland, RI 02864
(401) 495-4563
reps.primerica.com
Patriot Growth Insurance Services (FBinsure) - Cumberland
3288 Mendon Rd, Cumberland, RI 02864
(401) 658-4444
fbinsure.com
MetLife Auto & Home, part of Farmers Insurance Group
1725 Mendon Rd #206, Cumberland, RI 02864
(401) 270-2247
facebook.com
What Does a Home Insurance Agent in Cumberland Cost?
The average cost of home insurance in Rhode Island is around 1,200 to 1,800 dollars per year for a standard policy. Factors like your homes age location and coverage limits affect the premium. Cumberland properties near water may have higher rates due to flood risk. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Cumberland do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home and belongings. They explain deductibles and policy limits specific to Rhode Island. They also assist with claims and policy changes.
Is home insurance required by law in Rhode Island?
Rhode Island state law does not require homeowners to carry home insurance. However if you have a mortgage your lender will require proof of coverage. Even without a mortgage insurance is strongly recommended to protect your investment.
How do I choose a home insurance agent in Cumberland?
Look for an agent licensed in Rhode Island with experience in your area. Ask about their knowledge of local risks such as nor easter storms and flood zones. Check reviews and confirm they work with multiple insurance companies to offer options.