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Looking for a home insurance agent in Newport? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Newport, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 7 home insurance agents in Newport, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
City by the sea Insurance
26 Washington Square #5, Newport, RI 02840
(401) 324-5737
citybytheseainsurance.com
Everyday Insurance Service RI
5 Sherman St, Newport, RI 02840
(262) 299-7363
Triton Insurance
1 Washington St, Newport, RI 02840
(401) 619-5500
tritonins.com
Aetna in Newport
53 Prospect Hill St, Newport, RI 02840
(866) 227-1707
aetna.com
Nationwide Insurance: Daniel F. Dwyer Iii
38 Bellevue Ave, Newport, RI 02840
(401) 846-9629
agency.nationwide.com
JAISIN Insurance Solutions
320 Thames St STE 1 Ste 874, Newport, RI 02840
(888) 509-0062
jaisin.com
Newmar Insurance
360 Thames St, Newport, RI 02840
(401) 619-4441
Home insurance agents in Newport, Rhode Island help you find coverage for your property, including protection against coastal storms and flooding. Rhode Island law requires insurers to offer coverage for wind and hail, but flood insurance is typically separate through the National Flood Insurance Program. A local agent can explain these options and help you compare policies from different carriers.
What Does a Home Insurance Agent in Newport Cost?
The average cost of home insurance in Rhode Island is about $1,200 to $1,800 per year for a standard policy, but rates in Newport can be higher due to coastal exposure. Factors like your homes age, distance from the coast, and claims history affect the price. For a $300,000 home, you might pay between $1,500 and $2,500 annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance for my Newport home?
Flood insurance is not required by Rhode Island state law, but mortgage lenders often require it if your home is in a high-risk flood zone. Many Newport properties near the coast fall into these zones. A home insurance agent can help you check your flood risk and get a separate flood policy through the NFIP or a private insurer.
What does home insurance cover in Rhode Island?
Standard home insurance in Rhode Island covers damage from fire, wind, hail, theft, and liability. It does not cover flood or earthquake damage. Rhode Island law also requires insurers to offer coverage for sewer backup and water damage from sump pump failure, but you may need to add this as an endorsement.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.