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Home Insurance Agents in South Kingstown, RI

Browse home insurance agents serving South Kingstown, Rhode Island. Contact information and addresses listed below.

4 agents listed
Updated May 2026
South Kingstown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 home insurance agents in South Kingstown, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Priority Title Company
133 Old Tower Hill Rd STE 2, South Kingstown, RI 02879
(401) 789-0276 prioritytitlecompany.com
Capalbo Insurance Group LLC
49 S County Commons Way F-3F, South Kingstown, RI 02879
(401) 268-3000 capalboinsurance.com
Kingston Insurance Agency, LLC
730 Kingstown Rd 2nd Floor, South Kingstown, RI 02879
(401) 433-9442 kingstoninsuranceagency.com
EverTrust Insurance RI
77 Old Tower Hill Rd, South Kingstown, RI 02879
(401) 293-8224

Home insurance agents in South Kingstown Rhode Island help homeowners protect their properties against risks like coastal storms and fire. Rhode Island law requires insurers to offer coverage for wind and hail damage but does not mandate flood insurance. Agents can explain local options and help you find a policy that meets your needs.

What Does a Home Insurance Agent in South Kingstown Cost?

The average cost of home insurance in Rhode Island is around 1300 to 1800 per year for a standard policy. Costs in South Kingstown may be higher due to coastal exposure and wind risk. Factors like your homes age construction type and coverage limits also affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in South Kingstown do?
A home insurance agent helps you compare policies from different insurers and choose coverage that fits your home and budget. They explain policy terms and can assist with claims. Agents in South Kingstown often have knowledge of local risks such as coastal flooding and winter storms.
Is flood insurance required in South Kingstown Rhode Island?
Rhode Island state law does not require flood insurance for homeowners. However mortgage lenders may require it if your home is in a high risk flood zone. Many South Kingstown properties near the coast or rivers may benefit from flood coverage.
How do I choose a home insurance agent in South Kingstown?
Look for an agent licensed in Rhode Island with experience serving South Kingstown residents. Check their reviews and ask about their knowledge of local insurance regulations. You can verify an agents license through the Rhode Island Department of Business Regulation.