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Directory of home insurance agents in West Warwick, Rhode Island. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
West Warwick, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 7 home insurance agents in West Warwick, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dacey Insurance Agency, a World Company
1350 Division Rd #101, West Warwick, RI 02893
(401) 398-8020
daceyinsurance.com
John J Clarke Insurance, Inc
1226 Main St #1, West Warwick, RI 02893
(401) 821-7330
insuranceri.info
Graham Insurance Inc
328 Cowesett Ave Suite 4, West Warwick, RI 02893
(401) 828-7946
grahaminsuranceinc.com
Silver Auto Insurance
1350 Division Rd #101, West Warwick, RI 02893
(401) 298-9815
MetLife - Donna Averill
312 Cowesett Ave, West Warwick, RI 02893
(401) 279-0735
World Insurance Associates LLC
1350 Division Rd Suite 101 & 104A, West Warwick, RI 02893
(401) 884-1090
locations.worldinsurance.com
Smile More Insurance LLC
312 Cowesett Ave, West Warwick, RI 02893
(401) 655-2911
A home insurance agent in West Warwick, Rhode Island can help you find a policy that meets your needs. Rhode Island law requires insurers to offer coverage for windstorm and hail damage. Agents can also explain how local flood risks may affect your premium.
What Does a Home Insurance Agent in West Warwick Cost?
The average cost of home insurance in Rhode Island is around 1,200 to 1,500 dollars per year for a standard policy. In West Warwick, rates may vary based on your homes age, location, and coverage limits. Actual costs depend on your specific property and risk factors. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in West Warwick do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection, personal property, and liability. They can also assist with filing a claim after a loss.
Do I need flood insurance in West Warwick Rhode Island?
Standard home insurance does not cover flood damage. West Warwick is not in a high-risk flood zone for all areas, but some properties may require flood insurance. Check with your agent to see if your home is in a Special Flood Hazard Area.
How long do I have to file a home insurance claim in Rhode Island?
Rhode Island law does not set a specific deadline for filing a claim, but your policy will have a time limit. Most policies require you to notify your insurer promptly after a loss. Check your policy or ask your agent for the exact timeframe.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.