Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Dakota before hiring.
Showing 20 home insurance agents in Rapid City, SD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bruce Kitterman - State Farm Insurance Agent
1222 Oregon St, Rapid City, SD 57701
(605) 348-2525
brucekitterman.com
Gregg Fullerton - State Farm Insurance Agent
2001 Hope Ct Ste 2, Rapid City, SD 57701
(605) 791-4460
askgregg.com
Doug Markworth - State Farm Insurance Agent
36 E Stumer Rd #117, Rapid City, SD 57701
(605) 718-5050
dougmarkworth.com
Scott Carlson - State Farm Insurance Agent
716 N Lacrosse St #100, Rapid City, SD 57701
(605) 342-0188
carlsonins.com
South Dakota Senior Insurance Agency
2218 Jackson Blvd #3, Rapid City, SD 57702
(605) 939-4825
southdakotaseniorinsurance.com
Farmers Insurance - Dave Schmidt
2834 Jackson Blvd Ste 101, Rapid City, SD 57702
(605) 342-5434
agents.farmers.com
Matt McCormick - State Farm Insurance Agent
716 N Lacrosse St #100, Rapid City, SD 57701
(605) 348-0464
mccormickagency.net
Dave Raml - State Farm Insurance Agent
2130 Jackson Blvd, Rapid City, SD 57702
(605) 342-1827
daveraml.com
Jeff Johnson - State Farm Insurance Agent
1620 Mt Rushmore Rd Ste 200, Rapid City, SD 57701
(605) 791-3333
jeffjohnsonsf.com
Davis & Associates, LLC American Family Insurance
900 Jackson Blvd, Rapid City, SD 57702
(605) 343-5956
amfam.com
AAA South Dakota Rapid City
815 St Joseph St, Rapid City, SD 57701
(605) 342-8482
cluballiance.aaa.com
Herrmann Insurance Agencies
821 Mt Rushmore Rd, Rapid City, SD 57701
(605) 718-2200
herrmannagencies.com
Rapid Insurance, Inc.
2525 W Main St #202, Rapid City, SD 57702
(605) 791-0762
ryandolly.com
Greg Geary: Allstate Insurance
3423 W Main St, Rapid City, SD 57702
(605) 341-2345
agents.allstate.com
Dakota Business Insurance Group
3409 W Main St, Rapid City, SD 57702
(605) 846-8111
dbigroupllc.com
Black Hills Insurance Agency, Inc.
820 St Joseph St, Rapid City, SD 57701
(605) 342-5555
blackhillsagency.com
Gene Hufford Agency, Inc. American Family Insurance
2127 Jackson Blvd, Rapid City, SD 57702
(605) 342-7757
amfam.com
Security First Insurance
805 5th St, Rapid City, SD 57701
(605) 348-1750
security1stbank.com
Parks Insurance West
809 South St Suite 111, Rapid City, SD 57701
(605) 430-8877
parksinsurancewest.com
Acrisure Rapid City, SD (Fischer Rounds & Associates)
2491 W Chicago St, Rapid City, SD 57702
(605) 737-7865
acrisure.com
Home insurance agents in Rapid City help homeowners protect their property against risks like hail, wind, and fire. South Dakota law requires insurers to offer coverage for wind and hail damage, which is important for Rapid City residents. An agent can explain policy options and help you meet mortgage or lender requirements.
What Does a Home Insurance Agent in Rapid City Cost?
Home insurance costs in South Dakota vary by home value, location, and coverage level. In Rapid City, average annual premiums range from about $1,200 to $2,500 for standard policies. Factors like roof age, claims history, and deductible amount affect your rate. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Rapid City do?
A home insurance agent helps you find a policy that covers your home and belongings. They explain coverage limits, deductibles, and endorsements specific to South Dakota. They also assist with claims and policy changes.
Is wind and hail coverage required in South Dakota?
South Dakota law requires insurers to offer wind and hail coverage on homeowners policies. You can reject it in writing, but most lenders require it. An agent can help you understand your options.
How do I choose a home insurance agent in Rapid City?
Look for an agent licensed in South Dakota with experience in Rapid City. Check their reviews and ask about their knowledge of local risks like hail storms. Compare quotes from multiple agents to find a good fit.