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HomeHome Insurance AgentsTennessee › Chattanooga

Find Home Insurance Agents Near You in Chattanooga, TN

Browse home insurance agents serving Chattanooga, Tennessee. Updated 2026-07-14.

The top-rated home insurance agent in Chattanooga, Tennessee is Freeway Insurance, rated 5.0 stars across 802 reviews. Other highly rated options include Atlas Insurance Agency, Valor Insurance Brokers, Acceptance Insurance. This directory lists 32 home insurance agents serving Chattanooga.

Showing 32 home insurance agents in Chattanooga, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance4340 Ringgold Rd SPACE 154(423) 491-7181
2Atlas Insurance Agency2245 Olan Mills Dr(423) 822-5263
3Valor Insurance Brokers620 Cherokee Blvd. #100(423) 362-4166
4Acceptance Insurance480 Greenway View Dr #104(423) 491-7182
5Rock Creek Insurance1200 Mountain Creek Rd #441(423) 994-4200
6Knox Associated Insurance Agency1402 Altamaha St(423) 855-1544
7Greater Chattanooga Insurance5506 Miller Dr(423) 894-1515
8Allstate Insurance Agent: Derron Watson400 S Moore Rd A(423) 899-3140
9Punto Latino400 Chickamauga Rd A(423) 296-6595
10Greta Vaughan - GEICO Insurance Agent6227 Lee Hwy Suite 131(423) 894-2600
FI
4340 Ringgold Rd SPACE 154
Freeway Insurance
Home Insurance Agent · Chattanooga, TN

Freeway Insurance serves the Chattanooga, Tennessee metro area as a home insurance agent. The company assists homeowners in finding coverage that protects their property and personal belongings against common local risks. It works with multiple insurers to provide options suitable for different housing types, including single-family homes and condominiums. The agency also helps clients obtain additional protection for liabilities or natural events that may not be covered by a standard policy. Freeway Insurance handles personalized policy comparisons and claims support for residents in Chattanooga and the surrounding county.

AI
2245 Olan Mills Dr
Atlas Insurance Agency
Home Insurance Agent · Chattanooga, TN

Atlas Insurance Agency in Chattanooga, TN provides a comprehensive range of home insurance services, including personalized policy evaluations and coverage options tailored to individual property needs. It offers detailed consultations to help clients understand their protection levels and adjust coverage as their circumstances change. Regular policy reviews are available to ensure ongoing adequacy and to address any new exposures. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the local area.

VI
620 Cherokee Blvd. #100
Valor Insurance Brokers
Home Insurance Agent · Chattanooga, TN

Serving homeowners and property managers in Chattanooga, Valor Insurance Brokers provides home insurance policies. They help clients assess coverage for structures and personal belongings against common regional risks like storms or fire. Their work includes explaining policy differences and guiding selections for liability and additional living expenses. The agency also assists customers throughout the greater metropolitan area, including neighborhoods in East Ridge and nearby communities such as Red Bank.

AI
480 Greenway View Dr #104
Acceptance Insurance
Home Insurance Agent · Chattanooga, TN

As McGruffy season sweeps across Chattanooga residents worry about burst pipes and severe storm aftermath. Acceptance Insurance provides coverage solutions designed for Tennessee homes facing hail damage or wind-driven rain from valley weather patterns. Their policies address common local risks like roof leaks after sudden temperature swings and foundation flooding near the river basin. Claims assistance focuses on connecting homeowners with regional repair services quickly after a covered incident begins. An initial property inspection is scheduled to evaluate existing conditions before any policy terms are finalized.

RC
1200 Mountain Creek Rd #441
Rock Creek Insurance
Home Insurance Agent · Chattanooga, TN

Rock Creek Insurance, located in Chattanooga, TN, offers both one-time policy reviews for specific property risks and recurring annual coverage adjustments to match changing home values. Their home insurance agent services help clients protect dwellings, personal belongings, and liability against common regional weather threats such as storms and hail. Comprehensive coverage options are tailored to local housing stock and occupancy types. Service runs on a one-time, scheduled, or as-needed basis, depending on the client’s preference for periodic renewal consultations or immediate policy modifications.

KA
1402 Altamaha St
Knox Associated Insurance Agency
Home Insurance Agent · Chattanooga, TN

With spring storms and summer humidity frequently impacting homes across Chattanooga, Knox Associated Insurance Agency assists local homeowners in reviewing their policies for adequate coverage against wind and water damage. This home insurance agent helps clients understand policy options that meet area needs. A typical first step involves scheduling a property inspection or a coverage review to assess current protections and discuss potential gaps.

GC
5506 Miller Dr
Greater Chattanooga Insurance
Home Insurance Agent · Chattanooga, TN

Greater Chattanooga Insurance connects homeowners with policies that address property replacement coverage. For specialized needs, it helps clients add flood or earthquake endorsements, tailoring protection to regional risks. Beyond residential service, the company assists businesses by securing liability and content insurance for local offices, warehouses, and food service operations. Each policy is reviewed to match the specific exposures of the community.

AI
400 S Moore Rd A
Allstate Insurance Agent: Derron Watson
Home Insurance Agent · Chattanooga, TN

Allstate Insurance Agent Derron Watson in Chattanooga, TN, specializes in crafting comprehensive home insurance policies that protect residential structures and personal belongings from common perils. The agency provides general coverage options to shield local homeowners from financial losses due to fire, theft, and weather-related damage. With service tailored to the Tennessee region, Derron Watson helps clients address specific concerns such as securing adequate protection against seasonal storms or sudden plumbing failures.

PL
400 Chickamauga Rd A
Punto Latino
Home Insurance Agent · Chattanooga, TN

Punto Latino serves as a home insurance agent offering residential coverage for clients in Chattanooga, TN. The agency also assists with commercial insurance policies for local property owners. Their service area encompasses the city and the surrounding Hamilton County communities. Policyholders receive guidance on protecting dwellings, personal property, and liability risks. The office provides support to help customers understand coverage options and file claims effectively. Between annual policy reviews or seasonal check-ins, clients can follow up directly regarding any changes to their property or new coverage needs.

GV
6227 Lee Hwy Suite 131
Greta Vaughan - GEICO Insurance Agent
Home Insurance Agent · Chattanooga, TN

Greta Vaughan - GEICO Insurance Agent serves Chattanooga, TN, and the surrounding communities in Hamilton County. The company handles home insurance agent services, including coverage options for single-family homes and condominiums. A typical job involves assessing a client’s specific property needs and local risks to recommend appropriate policy limits. It follows a straightforward procedure of comparing available coverage packages and explaining deductible choices to the homeowner.

CA
252 Signal Mountain Rd
Connor Arnoult - State Farm Insurance Agent
Home Insurance Agent · Chattanooga, TN
(423) 425-9734
insuranceengineercha.com
SI
7000 Lee Hwy #900
Stevens Insurance Associates
Home Insurance Agent · Chattanooga, TN
(423) 894-8821
truststevens.com
KS
3501 Dayton Blvd C
Kerry Smith - State Farm Insurance Agent
Home Insurance Agent · Chattanooga, TN
(423) 870-1809
kerrysmith.biz
AI
3905 Hixson Pike Ste 111
Acceptance Insurance
Home Insurance Agent · Chattanooga, TN
(423) 491-7183
locations.acceptance.com/chattanooga-insurance-tennessee-37415
FI
3206 Dayton Blvd
Fields Insurance
Home Insurance Agent · Chattanooga, TN
(423) 475-2085
fieldsinsuranceagency.com
RC
3320 Dayton Blvd
River City Insurance
Home Insurance Agent · Chattanooga, TN
(423) 843-2552
rivercityins.biz
SI
114 Lee Pkwy Dr
SBK Insurance
Home Insurance Agent · Chattanooga, TN
(423) 855-1234
sbki.com
JG
5607 Ringgold Rd
Jeff Greeson - State Farm Insurance Agent
Home Insurance Agent · Chattanooga, TN
(423) 893-7425
insurance-chattanooga.com
RF
5705 Marlin Rd Suite 2007
Ramsey Family Insurance
Home Insurance Agent · Chattanooga, TN
(423) 212-1122
ramseyfamilyinsurance.com
FB
541 Signal Mountain Rd #277
Farm Bureau Insurance
Home Insurance Agent · Chattanooga, TN
(423) 508-8955
fbitn.com/tn/hamilton-county/chattanooga/hamilton-signal-mountain-agency
JI
100 W M.L.K. Blvd Suite 701
Jalane Insurance Agency
Home Insurance Agent · Chattanooga, TN
(470) 717-3717
jalaneinsurance.com
FB
205 Manufacturers Rd #101
Farm Bureau Insurance
Home Insurance Agent · Chattanooga, TN
(423) 308-3424
fbitn.com/tn/hamilton-county/chattanooga/hamilton-northside-agency
HA
5811 Lee Hwy Ste 411
The Hendrickson Agency
Home Insurance Agent · Chattanooga, TN
(423) 243-3200
agents.farmers.com/tn/chattanooga/heather-hendrickson
EI
6229 Vance Rd #115
Elite Insurance Group ,LLC
Home Insurance Agent · Chattanooga, TN
(423) 635-7717
eliteinsurancetn.com
MH
3849 Dayton Blvd Ste 105
Michael Hodges: Allstate Insurance
Home Insurance Agent · Chattanooga, TN
(423) 877-2587
agents.allstate.com/michael-hodges-chattanooga-tn.html
CH
5469 TN-58
Carriage Hill Insurance
Home Insurance Agent · Chattanooga, TN
(423) 326-0033
carriagehillagency.com
LI
5611 Ringgold Rd Ste 150
Lawhorn Insurance Services
Home Insurance Agent · Chattanooga, TN
(423) 867-3030
lawhorninsuranceservices.com
PI
5340 Ringgold Rd
Patriot Insurance Solutions
Home Insurance Agent · Chattanooga, TN
(423) 710-2328
patriotinsinc.com
JT
3871 Hixson Pike Ste B
Janie Turner Shetter Agency a division of KMA Insurance Group
Home Insurance Agent · Chattanooga, TN
(423) 877-8267
kmainsurancegroup.com/chattanooga-tn
BI
50 Frazier Ave #300
Beene Insurance Agency GlobalGreen Insurance of Chattanooga
Home Insurance Agent · Chattanooga, TN
(423) 877-3816
beeneinsurance.com
TI
345 Frazier Ave Suite 207
TRM Insurance
Home Insurance Agent · Chattanooga, TN
(423) 756-4336
trminsurance.com
HH
4159 Ringgold Rd Ste 101
Harlan Hale: Allstate Insurance
Home Insurance Agent · Chattanooga, TN
(423) 622-0735
agents.allstate.com/harlan-hale-chattanooga-tn-27884104.html

What Does a a Home Insurance Agent in Chattanooga Cost?

The average cost of home insurance in Tennessee is about 1,200 to 1,800 dollars per year for a standard policy. Actual costs depend on your homes value, location, age, and coverage limits. Chattanooga rates may be higher in areas prone to hail or wind damage. This is general information and not insurance advice.

About home insurance agents in Chattanooga

A home insurance agent in Chattanooga Tennessee can help you find a policy that protects your house and belongings. Tennessee law does not require homeowners insurance but mortgage lenders usually do. Local agents understand risks like severe storms and flooding in the Chattanooga area.

Frequently Asked Questions

What does a home insurance agent in Chattanooga do?

A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain deductibles, liability limits, and optional coverages like flood insurance. Agents also assist with claims and policy changes after you buy a home.

Do I need flood insurance for my home in Chattanooga?

Flood insurance is not required by Tennessee law but is often needed if your home is in a flood zone. Standard home insurance policies do not cover flood damage. Your agent can help you get a separate flood policy through the National Flood Insurance Program.

How can I find a licensed home insurance agent in Chattanooga?

You can search for licensed agents on the Tennessee Department of Commerce and Insurance website. Look for agents who are independent or captive and have experience with homes in your area. Ask for referrals from local real estate agents or neighbors.

Home Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.