ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Home Insurance Agents Near You in Lakeland, TN
Directory of home insurance agents in Lakeland, Tennessee. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Lakeland, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 9 home insurance agents in Lakeland, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
William Ashworth - State Farm Insurance Agent
9665 Village Cir, Lakeland, TN 38002
(901) 800-1298
ashworthins.com
Direct Auto Insurance
8950 US-64 Suite 105, Lakeland, TN 38002
(901) 382-1567
local.directauto.com
Elizabeth Rook Insurance
2981 Canada Rd Suite 102, Lakeland, TN 38002
(901) 867-7283
rookinsurance.com
Angela Hargrave - State Farm Insurance Agent
3674 Canada Rd, Lakeland, TN 38002
(901) 373-5859
angelahargrave.com
Fields Insurance
9752 Mkt Grn Pl N Ste 105, Lakeland, TN 38002
(901) 465-0011
fieldsinsuranceagency.com
Don Stewart - State Farm Insurance Agent
9998 US-64, Lakeland, TN 38002
(901) 753-5441
donstewartinsurance.com
Trey Clemens - State Farm Insurance Agent
9160 US-64 Suite 104, Lakeland, TN 38002
(901) 755-5657
heytrey2.com
Sharon Wilson - State Farm Insurance Agent
3674 Canada Rd, Lakeland, TN 38002
(901) 387-2338
sharonwilson.net
Tim Braly: Allstate Insurance
10360 US-70 Ste 2, Lakeland, TN 38002
(901) 759-9818
agents.allstate.com
Home insurance agents in Lakeland Tennessee help residents find coverage for their homes and belongings. Tennessee law requires insurers to offer a minimum amount of dwelling coverage based on the home value. Working with a local agent can help you understand specific risks like wind and hail damage common in the Memphis area.
What Does a Home Insurance Agent in Lakeland Cost?
Home insurance costs in Tennessee generally range from 1200 to 2500 dollars per year for a typical single-family home. Factors that affect your premium include the home replacement cost, deductible amount, credit score, and claims history. Lakeland residents may pay more for wind and hail coverage due to regional storm patterns. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lakeland do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms and help you file claims if needed. Agents in Lakeland are familiar with local building costs and weather risks.
Do I need flood insurance in Lakeland Tennessee?
Standard home insurance policies do not cover flood damage. Lakeland is near the Wolf River and may be in a flood zone. You may need a separate flood insurance policy through the National Flood Insurance Program or a private insurer.
What is the typical home insurance cost in Lakeland Tennessee?
The average home insurance cost in Tennessee is around 1400 to 2000 dollars per year for a standard policy. Your rate depends on factors like home age, location, and coverage limits. Lakeland rates may be slightly higher due to storm risk.
Free • No Obligation
Compare Home Insurance Agents
Get matched with agents in Lakeland who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.