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Browse home insurance agents serving Brownsville, Texas. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Brownsville, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 home insurance agents in Brownsville, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
3381 E Ruben M Torres Blvd SUITE D, Brownsville, TX 78526
(956) 238-2110
iglesiasinsurance.com
Lette Life and Health Insurance Agency
145 Boca Chica Blvd A, Brownsville, TX 78520
(956) 546-7232
lettelifehealth.com
Pronto Insurance
2155 Paredes Line Rd, Brownsville, TX 78521
(956) 550-8111
prontoinsurance.com
De Leon Insurance Agency
414 Paredes Avenue, Brownsville, TX 78520
(956) 546-0081
deleonins.com
Garza Insurance
800 Frontage Rd Suite #31, Brownsville, TX 78521
(956) 541-9642
Altre Insurance Agency Inc
2500 E Price Rd Suite 300, Brownsville, TX 78521
(956) 548-1717
altreinsuranceagency.com
GARZA INSURANCE AGENCY
3670 Boca Chica Blvd #5, Brownsville, TX 78521
(956) 621-1331
Higginbotham - Brownsville
1324 E 7th St, Brownsville, TX 78520
(956) 541-9115
higginbotham.com
Avila Insurance Agency LLC.
123 Old Port Isabel Rd, Brownsville, TX 78521
(956) 572-9744
silviaavilainsurance.com
Hughston Insurance Agency
46 Cove Cir, Brownsville, TX 78521
(956) 542-4387
hiains.net
Home insurance agents in Brownsville Texas help homeowners find coverage that meets local needs. Because Brownsville is near the Gulf Coast and the Rio Grande, many policies include separate deductibles for wind and hail damage as required by Texas law. An agent can explain how to add flood insurance through the National Flood Insurance Program since standard policies do not cover flood damage.
What Does a Home Insurance Agent in Brownsville Cost?
The average cost of home insurance in Texas is about $2,500 per year for a standard policy, but rates in Brownsville can be higher due to hurricane and flood risks. A typical policy for a $250,000 home in Brownsville may range from $3,000 to $5,000 annually depending on the deductible and coverage limits. Flood insurance through the NFIP averages around $700 to $1,200 per year for a single-family home. These numbers are estimates only. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Brownsville do?
A home insurance agent helps you compare policies from different companies to find coverage for your home. They explain Texas-specific rules like the 10 percent cap on roof depreciation for newer roofs. They also assist with filing claims and updating your policy after renovations.
Do I need flood insurance in Brownsville Texas?
Standard home insurance policies do not cover flood damage. Because Brownsville is in a flood-prone area near the Rio Grande, many mortgage lenders require flood insurance. An agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private insurer.
How do Texas windstorm and hail insurance rules affect my Brownsville policy?
Texas law requires insurers to offer a separate deductible for wind and hail damage. In Brownsville, which is in a high-risk wind zone, this deductible is often a percentage of your home value. Your agent can explain how this works and whether you need additional coverage from the Texas Windstorm Insurance Association.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.