The top-rated home insurance agent in Dickinson, Texas is Ben Benoit - State Farm Insurance Agent, rated 5.0 stars across 574 reviews. Other highly rated options include Farmers Insurance - Frank Pistone, Insurance Plus Agencies, LLC - Progressive Local Agent, Wayne Faircloth - State Farm Insurance Agent. This directory lists 16 home insurance agents serving Dickinson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ben Benoit - State Farm Insurance Agent | 3345 Gulf Fwy | (281) 337-5606 |
| 2 | Farmers Insurance - Frank Pistone | 638 Farm to Market 517 Rd W | (281) 461-3276 |
| 3 | Insurance Plus Agencies, LLC - Progressive Local Agent | 2305 FM 517 Rd E | (281) 534-4700 |
| 4 | Wayne Faircloth - State Farm Insurance Agent | Bayou Office Park, 1903 FM517 | (281) 337-7080 |
| 5 | 1 Stop Insurance & More | 2822 FM 517 Rd E | (281) 967-7246 |
| 6 | Laura Fouts: Allstate Insurance | 3802 Hansen Dr | (281) 337-4646 |
| 7 | Goosehead Insurance - Jessica Flores | 3210 State Hwy 3 STE A | (832) 476-8138 |
| 8 | Farmers Insurance The Hanning Agency | 3723 Fatta Dr | (832) 340-7352 |
| 9 | Texas Farm Bureau Insurance - Shannon Wofford | 1455 FM 646 Rd #201 | (281) 534-7635 |
| 10 | Texas Farm Bureau Insurance - Tesa Skipper | 401 Farm to Market 517 Rd W # C | (281) 534-7635 |
Ben Benoit - State Farm Insurance Agent, serving Dickinson and the surrounding Galveston County area, provides home insurance policies tailored to local needs. The agency helps homeowners protect their properties against common regional risks such as storm damage and flooding. Clients can obtain coverage for both dwelling and personal belongings through clear policy explanations. Common services include customizing deductibles and advising on liability coverage for residential properties. The agency handles comprehensive home insurance options and specific windstorm protection plans for this coastal region.
Farmers Insurance - Frank Pistone in Dickinson, TX provides a full range of home insurance services, including tailored policies for property protection and liability coverage. Service offerings include straightforward policy maintenance, periodic coverage reviews, and claim assistance to help clients manage their protection plans effectively. The agency works with a variety of local property types, serving single-family homes, apartments, retail storefronts, and restaurants.
Insurance Plus Agencies, LLC - Progressive Local Agent in Dickinson, Texas, provides home insurance coverage tailored to protect against storm and flood risks common to the Gulf Coast area. Unlike one-time policy purchases, the company offers recurring service options that include annual policy reviews to adjust coverage as property values change. Additional insurance needs, such as bundling auto or liability, can be addressed during these scheduled updates. Service runs on a scheduled basis with as-needed availability for claims assistance.
Wayne Faircloth - State Farm Insurance Agent serves homeowners, businesses, and property managers seeking coverage for residential and commercial properties in Dickinson, Texas. The agency provides home insurance policies that protect dwellings, personal belongings, and liability from common risks. It offers guidance in selecting appropriate deductibles and additional endorsements tailored to each client's property needs. The office also assists with claims processes and policy adjustments for growing families or renovated homes. Its service area extends to nearby League City and the surrounding Galveston County metro region.
1 Stop Insurance & More serves Dickinson, Texas, and the surrounding communities of the Bay Area Houston region, handling home insurance policies for local homeowners. It helps clients navigate coverage options that address risks common to the Gulf Coast, such as wind and flood damage. The company works to explain policy details and compare carriers to find appropriate protection for each property. To handle a typical job, it reviews a home’s specific needs before presenting tailored quotes from multiple insurers.
Some home insurance services offer one-time policy setup while others provide ongoing policy management and review. As a local home insurance agent serving Dickinson, Texas, Laura Fouts: Allstate Insurance helps clients select coverage that fits their property and liability needs. The agent assists with explaining policy terms, adjusting deductibles, and filing claims when necessary. This service for home insurance operates on a scheduled basis, allowing residents to meet regularly for annual policy updates or to address changing circumstances throughout the year.
Goosehead Insurance - Jessica Flores provides personalized home insurance agent services, specializing in evaluating coverage options to match individual property protection needs. The agency assists homeowners in Dickinson, Texas, with understanding policy details and comparing available plans from multiple insurers. In addition to standard residential policies, it helps clients address coverage adjustments for coastal storm risks common to the area. The service also aids in reviewing policies before hurricane season to ensure adequate windstorm and flood protection.
Farmers Insurance The Hanning Agency, located in Dickinson, TX, provides home insurance policies that protect residential structures and personal belongings against common perils like fire, theft, and wind damage. The agency can assist with standard add-ons, such as sewer backup and equipment breakdown coverage, tailoring protection to individual needs. Clients typically review dwelling limits, personal property, and liability levels to ensure adequate coverage. The agency additionally serves commercial sectors, offering policies for offices, warehouses, and food service establishments in the local area.
As hurricane season approaches along the Gulf Coast, Texas Farm Bureau Insurance - Shannon Wofford helps Dickinson homeowners protect what matters most. This home insurance agent offers tailored coverage policies designed to address local weather risks and property needs. Clients receive guidance on available options for safeguarding their houses and belongings from storms or other unforeseen events. The agency ensures each customer understands the scope of their protection before finalizing any agreement. The process typically begins with a thorough property inspection to assess exposure and determine appropriate policy limits.
What Does a a Home Insurance Agent in Dickinson Cost?
Home insurance costs in Texas average around 1,900 to 3,500 dollars per year for a standard policy. In Dickinson, windstorm and flood endorsements can add 500 to 2,000 dollars annually. Actual costs depend on your homes value, location, and coverage limits. This is general information and not insurance advice.
About home insurance agents in Dickinson
Home insurance agents in Dickinson Texas help homeowners find coverage that fits their needs. Texas law requires insurers to offer windstorm and hail coverage in coastal areas like Dickinson. Agents can explain how Texas Department of Insurance rules affect your policy options and deductibles.
Frequently Asked Questions
What does a home insurance agent in Dickinson do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal property. Agents also guide you on Texas-specific endorsements for windstorm and flood risks.
Do I need flood insurance in Dickinson Texas?
Flood insurance is not required by Texas law but is often required by mortgage lenders in flood zones. Dickinson is near Galveston Bay and has flood risk. Standard home policies do not cover flood damage, so a separate flood policy is recommended.
How does Texas windstorm insurance work for Dickinson homes?
Texas Windstorm Insurance Association provides wind and hail coverage for coastal counties including Galveston County. You may need a separate windstorm policy if your home is in a high-risk area. Your agent can help you apply through TWIA or a private insurer.