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Find Home Insurance Agents Near You in Freeport, TX

Compare home insurance agents in Freeport. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Freeport, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 4 home insurance agents in Freeport, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Amtex Insurance
1823 N Brazosport Blvd, Freeport, TX 77541
(713) 928-8000 amtexinsurance.com
Discount Insurance
2010 N Brazosport Blvd, Freeport, TX 77541
(979) 233-2000
Farmers Insurance - Claudia Aguilar
1107 N Brazosport Blvd, Freeport, TX 77541
(979) 233-7878 agents.farmers.com
GULF INSURANCE
1012 N Gulf Blvd, Freeport, TX 77541
(979) 233-5553

Home insurance agents in Freeport, Texas help residents find coverage that meets local needs. Freeport is in a high-risk windstorm zone, so policies often require separate windstorm insurance through the Texas Windstorm Insurance Association. An agent can explain these requirements and help you compare options from multiple carriers.

What Does a Home Insurance Agent in Freeport Cost?

The average cost of home insurance in Texas is about $2,000 to $3,500 per year for a standard policy, but rates in Freeport are often higher due to wind and flood risks. Windstorm insurance through TWIA can add $1,000 to $4,000 or more annually, depending on your homes value and construction. Flood insurance from the National Flood Insurance Program averages about $700 to $1,200 per year in moderate-risk zones. Actual costs vary based on your homes age, location, coverage limits, and deductible. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Freeport do?
A home insurance agent in Freeport helps you find a policy that covers your home and belongings. They explain Texas-specific rules, such as the 10-day right to cancel a new policy. They also assist with claims and policy changes after a storm or loss.
Do I need windstorm insurance in Freeport Texas?
Yes, if you live in a high-risk coastal area like Freeport, standard home insurance policies do not cover windstorm damage. You must buy a separate windstorm policy from the Texas Windstorm Insurance Association or a private insurer. Your agent can help you get this coverage.
How do I choose a home insurance agent in Freeport?
Look for an agent who is licensed in Texas and has experience with coastal properties. Ask about their knowledge of TWIA rules and flood insurance options. You can check an agents license status on the Texas Department of Insurance website.