The top-rated home insurance agent in Friendswood, Texas is Judy Wiggins: Allstate Insurance, rated 4.7 stars across 325 reviews. Other highly rated options include Farmers Insurance - Cristian Larios, Champions Insurance Agency, BIG - Brock Insurance Group. This directory lists 21 home insurance agents serving Friendswood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Judy Wiggins: Allstate Insurance | 105 E Spreading Oaks Ave | (281) 992-1926 |
| 2 | Farmers Insurance - Cristian Larios | 1560 W Bay Area Blvd Suite 185 | (281) 379-4820 |
| 3 | Champions Insurance Agency | 1305 W Parkwood Ave STE A105 | (281) 484-4870 |
| 4 | BIG - Brock Insurance Group | 820 S Friendswood Dr #103 | (281) 482-4244 |
| 5 | Worthen Insurance Group | 104 Melody Ln | (281) 845-2770 |
| 6 | Watson Insurance | 2 Parkside Dr #109 | (832) 703-1289 |
| 7 | Ken Hinojosa - State Farm Insurance Agent | 335 E Parkwood Dr | (281) 482-1296 |
| 8 | Joe Cook & Associates, Inc. | 820 S Friendswood Dr # 202 | (281) 488-4485 |
| 9 | SIG/Lighthouse Insurance | 3502 FM 528 Rd | (281) 482-4455 |
| 10 | Insurance Advisors Of Texas | 4325 FM 2351 # 100 | (281) 993-9292 |
Judy Wiggins: Allstate Insurance serves Friendswood and the surrounding Galveston County area as a home insurance agent. The company provides homeowners with standard dwelling coverage and personal property protection. It also assists clients in selecting liability insurance and additional endorsements. In this coastal region, the agency helps residents secure flood insurance policies and windstorm coverage for their homes.
Serving Friendswood and surrounding communities in the Houston area, Farmers Insurance - Cristian Larios offers coverage for homeowners, renters, and related property protection. The agency handles a range of residential policies, including standard home insurance and additional endorsements for personal belongings and liability. For a typical job, the agent begins with a thorough review of the client’s property and individual coverage needs to recommend a policy that matches their specific situation.
Champions Insurance Agency provides a full range of home insurance coverages to protect residential properties in Friendswood, Texas and the surrounding area. The agency helps clients select policies that cover dwelling protection, personal property, and liability, and it assists with annual policy reviews to ensure coverage keeps pace with changing needs. Service plans include guidance through the claims process and help adjusting deductibles to match a homeowner’s budget. The agency services single-family homes, apartments, retail spaces, and restaurants.
BIG - Brock Insurance Group serves homeowners in Friendswood, TX, providing coverage to protect residential properties against damage and liability. The agency assists with policies that safeguard single-family houses and personal belongings from local weather risks. Clients can obtain guidance on policy limits and deductibles to match their needs. The agency additionally extends its home insurance services to residents in the neighboring community of League City and throughout the surrounding Houston metro area.
Worthen Insurance Group in Friendswood, TX, assists homeowners in distinguishing between one-time policy options for a single dwelling purchase and recurring plans that provide ongoing coverage through annual renewals. Their focus is on helping clients secure protection tailored to a home’s structure and contents. A home insurance agent typically evaluates local risks, such as storm damage, to recommend suitable liability and property coverage. Service for quoting a new policy is available on a one-time basis, while existing policyholders receive ongoing support and adjustments as needed.
Watson Insurance specializes in matching homeowners with appropriate coverage plans for their properties in Friendswood, Texas. It also handles general insurance needs such as standard liability and dwelling policies for local residences. The agency helps clients navigate the increased risk of seasonal storms, including hail damage and wind-related claims common to the Gulf Coast region during spring and summer months.
As Friendswood braces for hurricane season, many homeowners review their insurance coverage to ensure adequate protection. Ken Hinojosa - State Farm Insurance Agent offers personalized home insurance consultations tailored to local properties and weather risks. The agency evaluates dwelling and personal property coverage limits, explaining policy options clearly. Each appointment begins by thoroughly reviewing the specific features of a client\'s home. This initial assessment includes inspecting the property\'s age, roof condition, and renovations to identify appropriate coverage needs for the household\'s budget.
Joe Cook & Associates, Inc. handles home insurance policies for residents in and around Friendswood, TX. Its offerings can be extended to include additional coverage endorsements like flood protection and personal property riders. The agency also advises clients on adjusting deductibles or liability limits. Commercial insurance is available for offices, warehouses, and food service operations seeking similar risk management.
Serving homeowners in Friendswood, TX, this agency provides residential property insurance policies tailored to protect local dwellings and their contents. Commercial coverage is also available for small businesses and rental properties throughout the greater Houston area. Navigating coverage options and deductibles, the agent helps clients understand policy terms specific to coastal weather risks common to the region. After each policy period or after a storm claim, the agent routinely follows up to discuss any needed adjustments before the next renewal date.
What Does a a Home Insurance Agent in Friendswood Cost?
The average cost of a home insurance policy in Texas is around $1,800 to $2,500 per year, but Friendswood rates can vary based on your homes age, location, and coverage limits. Factors like proximity to flood zones and the homes construction materials also affect premiums. This is general information and not insurance advice.
About home insurance agents in Friendswood
Home insurance agents in Friendswood Texas help residents find coverage for their homes and personal property. Texas law requires insurers to offer specific windstorm and hail coverage in certain areas, and agents can explain how this applies to Friendswood properties. Working with a local agent can simplify the process of comparing policies and understanding deductibles.
Frequently Asked Questions
What does a home insurance agent in Friendswood do?
A home insurance agent in Friendswood helps you find a homeowners policy that fits your needs. They explain coverage options like dwelling protection, personal property, and liability. They also assist with claims and policy changes.
Is windstorm insurance required in Friendswood Texas?
Windstorm and hail insurance is not required by state law, but mortgage lenders often require it. Friendswood is near the Gulf Coast, so many policies include this coverage. The Texas Windstorm Insurance Association provides coverage for those who cannot find it in the private market.
How do Texas insurance laws affect my home policy?
Texas law requires insurers to offer a 30 day grace period for late premium payments in most cases. The Texas Department of Insurance also sets rules for how claims are handled, including a 15 day deadline for insurers to acknowledge a claim. These laws help protect homeowners in Friendswood.