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HomeHome Insurance AgentsTexas › Galveston

Find Home Insurance Agents Near You in Galveston, TX

Browse home insurance agents serving Galveston, Texas. Updated 2026-07-14.

The top-rated home insurance agent in Galveston, Texas is Helix Insurance Group, rated 4.9 stars across 651 reviews. Other highly rated options include Freeway Insurance, Ai United Insurance, The O'Donohoe Agency. This directory lists 20 home insurance agents serving Galveston.

Showing 20 home insurance agents in Galveston, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Helix Insurance Group101 Tiki Dr #202(409) 797-4040
2Freeway Insurance3402 Broadway Avenue J(409) 209-1546
3Ai United Insurance3626 Broadway Avenue J(409) 762-6111
4The O'Donohoe Agency5928 Stewart Rd(409) 402-5197
5Farmers Insurance - Luke Bohlman2228 Mechanic St #100(409) 621-5225
6Rochkind Insurance514 23rd St(409) 770-9503
7TIA-Texas Insurance Agency3825 Broadway Avenue J(713) 973-1881
8GIA Insurance6025 Heards Ln(409) 740-1251
9American Proud Insurance2001 45th St(409) 763-4000
10NavSav Insurance6202 Stewart Rd(409) 744-7111
HI
101 Tiki Dr #202
Helix Insurance Group
Home Insurance Agent · Galveston, TX

Helix Insurance Group serves the Galveston, TX area, specializing in home insurance for local property owners. The company helps clients navigate standard homeowners policies, covering essential protection for dwellings and personal belongings against regional risks. An agent can review coverage limits for wind and flood damage—common concerns along the Gulf Coast. Helix Insurance Group also assists with policy adjustments for coastal storm preparedness and liability protection.

FI
3402 Broadway Avenue J
Freeway Insurance
Home Insurance Agent · Galveston, TX

Freeway Insurance provides homeowners in Galveston, Texas, with coverage options designed to protect residential properties against common local risks. Its service plans typically include personalized consultations to assess each property’s specific needs and annual policy reviews to adjust coverage as homes or market conditions change. The company assists with developing comprehensive policies that safeguard dwellings and personal belongings. It services single-family homes, apartments, retail spaces, and restaurants.

AU
3626 Broadway Avenue J
Ai United Insurance
Home Insurance Agent · Galveston, TX

Ai United Insurance serves homeowners in Galveston, Texas, seeking coverage for their residential properties against common perils such as fire, wind, and theft. The agency provides personalized consultation to help clients understand policy options and liability protection. Services also include assistance with filing claims and reviewing coverage limits to match property values and local rebuilding costs. This agent works with standard carriers to offer flexible plans suitable for beachside and historic district homes. In addition, the agency serves clients in nearby Texas City, ensuring broader metro-area property protection.

OD
5928 Stewart Rd
The O'Donohoe Agency
Home Insurance Agent · Galveston, TX

The O'Donohoe Agency provides a full range of home insurance services for property owners in Galveston, Texas. Standard policies are designed to protect structures and personal belongings from common local risks such as severe storms and flooding. Service plans typically include annual policy reviews to ensure coverage keeps pace with property values and renovation work. The agency handles claims assistance to guide clients through the loss reporting and settlement process. It services single-family homes, apartments, retail spaces, and restaurants.

FI
2228 Mechanic St #100
Farmers Insurance - Luke Bohlman
Home Insurance Agent · Galveston, TX

Farmers Insurance - Luke Bohlman serves homeowners across the Galveston area who require reliable protection for their residential properties. As a local home insurance agent, this office helps customers compare coverage options to safeguard their houses, personal belongings, and liability needs against common coastal risks. The agency assists both new homebuyers and current owners seeking policy updates or annual reviews. It also provides guidance on discounts for bundling policies or installing protective features like storm shutters. The office covers not only central Galveston but also neighboring communities such as Texas City.

RI
514 23rd St
Rochkind Insurance
Home Insurance Agent · Galveston, TX

Rochkind Insurance serves the residents of Galveston and the surrounding communities on the Gulf Coast. It handles a full range of residential property policies, including coverage for windstorm and flood damage common to the region. The agency evaluates each homeowner’s individual risk profile to match them with a suitable carrier. For a typical job, it begins with a thorough consultation to discuss local weather vulnerabilities and then presents policy options that address those specific concerns.

TT
3825 Broadway Avenue J
TIA-Texas Insurance Agency
Home Insurance Agent · Galveston, TX

TIA-Texas Insurance Agency specializes in structuring home insurance policies that cover standard dwelling protection and liability. For residents across Galveston, it also assists with ensuring adequate coverage for personal property and additional living expenses after a loss. As a local agency, it helps clients understand the specific policy features that address coastal weather patterns and potential flooding. Renewal season and hurricane watch periods are important times for homeowners to review deductibles and update their policy limits with this agency.

GI
6025 Heards Ln
GIA Insurance
Home Insurance Agent · Galveston, TX

GIA Insurance in Galveston, TX, offers home insurance agents who distinguish between one-time policy reviews and ongoing coverage management. They guide property owners through windstorm, flood, and standard homeowners policies tailored to coastal risks. Each conversation assesses the specific needs of a home, from structure protection to liability concerns, ensuring the policy reflects current local conditions. Service runs on a scheduled basis, typically during seasonal renewals and after major weather events.

AP
2001 45th St
American Proud Insurance
Home Insurance Agent · Galveston, TX
NI
6202 Stewart Rd
NavSav Insurance
Home Insurance Agent · Galveston, TX

NavSav Insurance serves the Galveston, Texas area and surrounding communities on the island and mainland. It handles home insurance policies that protect local residential properties against storm damage along the Gulf Coast. The agency works to match homeowners with appropriate coverage for their specific risks. For a typical job, it reviews the property’s unique exposures and then presents clear policy options so the client can select a suitable plan without pressure.

FI
1813 61st St STE 106
Freeway Insurance
Home Insurance Agent · Galveston, TX
(409) 527-8423
locations.freeway.com/freeway-insurance-galvestone-tx-77551
SI
1802 Broadway Avenue J # 118
SMI Insurance
Home Insurance Agent · Galveston, TX
(409) 765-9515
smiagency.com
IJ
3320 Broadway Avenue J
Insurance Junction
Home Insurance Agent · Galveston, TX
(409) 762-3295
insurancejunction.com
OC
6615 Stewart Rd
Oleander City Home Insurance Solutions
Home Insurance Agent · Galveston, TX
(409) 916-7463
home-insurance-galvestonbeach.com
BS
335 Westerly Dr
Brad Spurgeon Insurance Agency Inc.
Home Insurance Agent · Galveston, TX
(409) 945-4746
privatewindstorm.com
HI
1703 23rd St
Heffernan Insurance Inc
Home Insurance Agent · Galveston, TX
(409) 765-9011
heffernaninsuranceagency.com
SI
2702 Broadway Avenue J
Saracco Insurance Agency
Home Insurance Agent · Galveston, TX
(409) 765-7797
saraccoinsagency.com
GI
6511 Stewart Rd #9b
Goosehead Insurance - Adam Bryant
Home Insurance Agent · Galveston, TX
(409) 443-5559
goosehead.com/agents/tx/galveston/adam-bryant
II
13450 FM3005
Island Insurance Services, LLC
Home Insurance Agent · Galveston, TX
(866) 611-8596
iisgalveston.com
FH
6204 Stewart Rd
Fidelity Home & Auto Insurance
Home Insurance Agent · Galveston, TX
(409) 744-3430

What Does a a Home Insurance Agent in Galveston Cost?

Home insurance costs in Galveston Texas are higher than inland areas due to hurricane risk. Average annual premiums for a standard policy range from 2,500 to 5,000 dollars but can exceed 8,000 dollars for older homes or high value properties. Windstorm deductibles are typically 1 to 5 percent of the dwelling coverage amount. This is general information and not insurance advice.

About home insurance agents in Galveston

A home insurance agent in Galveston Texas helps you find coverage for your property along the Gulf Coast. Texas law requires insurers to offer windstorm and hail coverage for coastal areas through the Texas Windstorm Insurance Association. Agents can explain how flood insurance works separately and what deductibles apply in high risk zones.

Frequently Asked Questions

What does a home insurance agent in Galveston do?

A home insurance agent in Galveston helps you compare policies from different carriers. They explain coverage limits for windstorm and flood damage. They also assist with claims and policy changes after a hurricane.

Is windstorm insurance required in Galveston Texas?

Windstorm insurance is not legally required but mortgage lenders usually require it for coastal properties. The Texas Windstorm Insurance Association provides coverage for wind and hail when private insurers do not. Agents can help you apply for TWIA if needed.

How do I file a claim with my Galveston home insurance agent?

You should contact your agent immediately after damage occurs. Texas law gives you up to one year from the date of loss to file a claim for wind or hail damage. Your agent will guide you through the required documentation and inspection process.

Home Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.