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Directory of home insurance agents in Galveston, Texas. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Galveston, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 home insurance agents in Galveston, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Helix Insurance Group
101 Tiki Dr #202, Galveston, TX 77554
(409) 797-4040
helixinsurancegroup.com
Freeway Insurance
3402 Broadway Avenue J, Galveston, TX 77550
(409) 209-1546
locations.freeway.com
Ai United Insurance
3626 Broadway Avenue J, Galveston, TX 77550
(409) 762-6111
aiunited.com
Freeway Insurance
1813 61st St STE 106, Galveston, TX 77551
(409) 527-8423
locations.freeway.com
The O'Donohoe Agency
5928 Stewart Rd, Galveston, TX 77551
(409) 402-5197
odonohoeagency.com
Farmers Insurance - Luke Bohlman
2228 Mechanic St #100, Galveston, TX 77550
(409) 621-5225
agents.farmers.com
Rochkind Insurance
514 23rd St, Galveston, TX 77550
(409) 770-9503
insurancegalveston.com
GIA Insurance
6025 Heards Ln, Galveston, TX 77551
(409) 740-1251
gia-tx.com
TIA-Texas Insurance Agency
3825 Broadway Avenue J, Galveston, TX 77550
(713) 973-1881
gettia.com
Insurance Junction
3320 Broadway Avenue J, Galveston, TX 77550
(409) 762-3295
insurancejunction.com
NavSav Insurance
6202 Stewart Rd, Galveston, TX 77551
(409) 744-7111
navsav.com
American Proud Insurance
2001 45th St, Galveston, TX 77550
(409) 763-4000
americanproudinsurance.com
SMI Insurance
1802 Broadway Avenue J # 118, Galveston, TX 77550
(409) 765-9515
smiagency.com
Brad Spurgeon Insurance Agency Inc.
335 Westerly Dr, Galveston, TX 77554
(409) 945-4746
privatewindstorm.com
Oleander City Home Insurance Solutions
6615 Stewart Rd, Galveston, TX 77551
(409) 916-7463
home-insurance-galvestonbeach.com
Heffernan Insurance Inc
1703 23rd St, Galveston, TX 77550
(409) 765-9011
heffernaninsuranceagency.com
Saracco Insurance Agency
2702 Broadway Avenue J, Galveston, TX 77550
(409) 765-7797
saraccoinsagency.com
Goosehead Insurance - Adam Bryant
6511 Stewart Rd #9b, Galveston, TX 77551
(409) 443-5559
goosehead.com
Island Insurance Services, LLC
13450 FM3005, Galveston, TX 77554
(866) 611-8596
iisgalveston.com
Fidelity Home & Auto Insurance
6204 Stewart Rd, Galveston, TX 77551
(409) 744-3430
A home insurance agent in Galveston Texas helps you find coverage for your property along the Gulf Coast. Texas law requires insurers to offer windstorm and hail coverage for coastal areas through the Texas Windstorm Insurance Association. Agents can explain how flood insurance works separately and what deductibles apply in high risk zones.
What Does a Home Insurance Agent in Galveston Cost?
Home insurance costs in Galveston Texas are higher than inland areas due to hurricane risk. Average annual premiums for a standard policy range from 2,500 to 5,000 dollars but can exceed 8,000 dollars for older homes or high value properties. Windstorm deductibles are typically 1 to 5 percent of the dwelling coverage amount. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Galveston do?
A home insurance agent in Galveston helps you compare policies from different carriers. They explain coverage limits for windstorm and flood damage. They also assist with claims and policy changes after a hurricane.
Is windstorm insurance required in Galveston Texas?
Windstorm insurance is not legally required but mortgage lenders usually require it for coastal properties. The Texas Windstorm Insurance Association provides coverage for wind and hail when private insurers do not. Agents can help you apply for TWIA if needed.
How do I file a claim with my Galveston home insurance agent?
You should contact your agent immediately after damage occurs. Texas law gives you up to one year from the date of loss to file a claim for wind or hail damage. Your agent will guide you through the required documentation and inspection process.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.