The top-rated home insurance agent in Horizon City, Texas is Farmers Insurance - Elizabeth Correa, rated 5.0 stars across 231 reviews. Other highly rated options include Arleen Beard - State Farm Insurance Agent, Oscar Arrieta: Allstate Insurance, Eric Prieto - State Farm Insurance Agent. This directory lists 13 home insurance agents serving Horizon City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Elizabeth Correa | 14200 Ashford St Ste A1 | (915) 500-5140 |
| 2 | Arleen Beard - State Farm Insurance Agent | 13855 Horizon Blvd Ste J | (915) 852-3357 |
| 3 | Oscar Arrieta: Allstate Insurance | 14010 Horizon Blvd Ste N | (915) 852-7070 |
| 4 | Eric Prieto - State Farm Insurance Agent | 140 N Kenazo Ave UNIT E | (915) 219-4874 |
| 5 | Sofia Machuca: Allstate Insurance | 494 N Kenazo Ave Ste H | (915) 516-6379 |
| 6 | Farmers Insurance - Claudia Ramirez Agency | 13034 Eastlake Blvd J | (915) 201-0191 |
| 7 | Farmers Insurance - Irvin Rede | 13005 Emerald Pass Ave Ste H | (915) 229-2959 |
| 8 | Fred Loya Insurance | 125 N Kenazo Ave Spc M | (915) 852-8008 |
| 9 | EC Premium Insurance Agency | 13649 Eastlake Blvd Suite E5 | (915) 494-1366 |
| 10 | Farmers Insurance - Irma Gutierrez | 19021 Darrington Rd Ste G703 | (915) 852-3933 |
Farmers Insurance - Elizabeth Correa serves the Horizon City, Texas area as a home insurance agent. This agency works with local homeowners to protect their properties and personal belongings from risks such as fire, theft, and weather-related damage. It offers policies that can cover the structure of a home along with liability protection for accidents on the property. Additionally, the agency helps residents in Horizon City secure coverage for additional living expenses if a home becomes temporarily uninhabitable after a covered loss.
Arleen Beard - State Farm Insurance Agent provides a range of home insurance services in Horizon City, Texas. This agency offers personalized policies that protect homeowners from common perils such as fire, theft, and severe weather. It also assists clients with reviewing their coverage and adjusting deductibles to suit individual needs. The agency services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, property managers, and small-business owners in Horizon City, Texas, rely on Oscar Arrieta: Allstate Insurance for personalized home insurance guidance. This agency helps clients assess their coverage needs for property damage, liability, and personal belongings, tailoring policies to individual circumstances. With a focus on protecting local households and investments, the agency provides clear explanations of deductibles and policy limits. It also serves surrounding communities in the greater El Paso metropolitan area, including the nearby town of Socorro.
Offering either a single home insurance policy or a recurring update to coverage, Eric Prieto - State Farm Insurance Agent serves homeowners in Horizon City, Texas. Coverage protects against common local risks such as fire, theft, and liability from accidents on the property. Policies are tailored to individual needs, ensuring the dwelling and personal belongings are adequately protected. All service is provided for each client on a one-time, scheduled, or as-needed basis.
Serving Horizon City and the surrounding communities in El Paso County, this agency handles home insurance products from Allstate. It assists local homeowners with policies that typically cover the dwelling, other structures, personal property, and liability protection. Recognizing the specific weather and fire risks of the region, the office takes time to explain policy details to each client. When managing a standard job, the agent first reviews a home’s current coverage, then discusses necessary updates to fit changing needs or budgets.
As a home insurance agent, Farmers Insurance - Claudia Ramirez Agency specializes in tailoring coverage to protect individual homes and personal property. In the Horizon City, TX area, it assists clients by assessing unique local risks and guiding them through policy options for dwelling, liability, and contents. The agent's general service work involves explaining coverage details and helping customers understand deductibles and endorsements. During monsoon season, it can help secure protection against unexpected wind and hail damage common to the region.
After a sudden hailstorm in Horizon City, Farmers Insurance - Irvin Rede helps homeowners quickly begin the claims process for damaged roofs and siding. This local home insurance agent understands the specific weather risks of El Paso County and provides straightforward guidance on policy coverage, whether for a newly purchased home or an existing residence needing updated protection. Each policy review is designed to reflect individual property values and liability needs in the area. To start, the agent schedules a no-obligation walkthrough to inspect the home and discuss coverage options in person.
Fred Loya Insurance provides comprehensive protection for residential properties in Horizon City, Texas, addressing both standard coverage needs and additional endorsements for valuable personal items. The agency focuses on thorough risk assessment to help homeowners tailor their policies. Local commercial clients benefit from tailored insurance solutions, supporting a variety of business structures including offices, warehouses, and food service establishments. These services are designed to address specific property and liability concerns within the region's operational environments.
EC Premium Insurance Agency handles a range of property coverage needs for homeowners in Horizon City, TX. Its work includes standard dwelling and liability policies, as well as specialty add-ons for risks like flood damage, wind and hail, and personal liability protection. The team assists with policy reviews and claims assistance to ensure clients maintain adequate coverage. Beyond residences, the agency can serve commercial sectors including local offices, warehouses near the border, and food service establishments operating in the area.
Serving the Horizon City area, Farmers Insurance - Irma Gutierrez provides residential home insurance coverage to protect local homeowners. Commercial insurance policies are also available for businesses seeking property protection in the region. This agency works with clients to review policy options suitable for their individual needs or property types. By offering ongoing support between regular policy review visits, the agent helps ensure coverage remains aligned with changing circumstances. Follow-up consultations are available to discuss policy adjustments as needed.
What Does a a Home Insurance Agent in Horizon City Cost?
The average cost of home insurance in Texas is around $2,000 to $3,500 per year for a standard policy. Costs in Horizon City may vary based on your homes age location and coverage limits. Factors like your deductible and credit history also affect your premium. This is general information and not insurance advice.
About home insurance agents in Horizon City
Home insurance agents in Horizon City Texas help you find coverage for your home and personal property. Texas law requires insurers to offer specific windstorm and hail coverage in certain areas. A local agent can explain how Texas insurance regulations affect your policy.
Frequently Asked Questions
What does a home insurance agent in Horizon City do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and liability insurance. They also guide you through the claims process if you have damage.
Do I need flood insurance in Horizon City Texas?
Standard home insurance does not cover flood damage. Flood insurance is available through the National Flood Insurance Program or private insurers. Your agent can help you assess your flood risk and find a separate flood policy.
How does Texas law affect my home insurance claim?
Texas law gives you a minimum of 2 years to file a lawsuit for a property damage claim. It also requires insurers to respond to your claim within 15 days. Your agent can explain these deadlines and your rights under the Texas Insurance Code.