The top-rated home insurance agent in Los Fresnos, Texas is David Armendariz - State Farm Insurance Agent, rated 4.9 stars across 58 reviews. Other highly rated options include Pronto Insurance, Delgado's Tax Services and More, Fred Loya Insurance. This directory lists 11 home insurance agents serving Los Fresnos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Armendariz - State Farm Insurance Agent | 301 E Ocean Blvd | (956) 233-3276 |
| 2 | Pronto Insurance | 310 W Ocean Blvd | (956) 233-8181 |
| 3 | Delgado's Tax Services and More | 32761 TX-100 | (956) 254-2049 |
| 4 | Fred Loya Insurance | 1010 W Ocean Blvd #102 | (956) 374-6009 |
| 5 | insurance corner RGV-LadyRifas | 123 W Ocean Blvd # 4 | (956) 233-5005 |
| 6 | Gallardo Insurance Agency | 741 W Ocean Blvd UNIT 3 | (956) 233-1160 |
| 7 | STAR Insurance Advisors | 33478 FM803 Suite 5 | (956) 408-7934 |
| 8 | Falcon Insurance Agency | 32412 TX-100 A | (956) 254-2030 |
| 9 | Rio Grande Underwriters Insurance Group Inc. | 705 W Ocean Blvd ste a | (956) 233-5744 |
| 10 | Osborn Sean | 705 W Ocean Blvd ste a | (956) 233-5744 |
David Armendariz - State Farm Insurance Agent serves the Los Fresnos, Texas area, offering comprehensive home insurance agent services to local homeowners. The agency helps clients protect their property with tailored policies that cover common regional risks and structural damages. Working with individuals to secure necessary coverage for their dwellings, the office assists in navigating deductibles and liability options. Standard services include processing claims assistance for home repairs and advising on supplemental endorsements for personal belongings and outdoor structures.
Pronto Insurance offers specialized home coverage options tailored to protect residential properties from common local risks. As a home insurance agent serving Waco, Texas, the agency assists clients with securing policies that safeguard dwellings and personal belongings against damage or loss. It provides general guidance on policy selection, coverage limits, and deductible choices to meet individual homeowner needs. The company also helps residents address concerns related to severe spring storms or occasional hail events that regularly threaten homes in the region.
Delgado's Tax Services and More in Los Fresnos, TX, provides home insurance agent services, including assistance with policy selection and coverage evaluations for residential properties. Available service plans focus on periodic policy reviews to help clients adjust their protection as needs change. The agent works with individuals to compare options from various carriers to find suitable plans. Property types serviced include single-family homes, apartments, retail spaces, and local restaurants.
Fred Loya Insurance provides coverage for homeowners, including protection for dwelling structures and personal property, along with liability coverage for accidents on the premises. It also serves Los Fresnos residents with general home insurance services tailored to local property risks. Its agents assist clients in selecting appropriate policy limits and deductibles to match individual needs. As hurricane season approaches, the company can help homeowners review windstorm and flood coverage to ensure adequate protection against storm damage.
Insurance Corner RGV-LadyRifas serves homeowners and property managers in Los Fresnos, Texas, by connecting them with home insurance policies tailored to protect their properties. As a home insurance agent, it helps clients understand coverage options for common risks in the region, such as wind and hail damage. Its role involves comparing different policy features to find suitable protection for each customer. The agency also extends its services to neighboring communities in the Rio Grande Valley metro area, including nearby Rancho Viejo.
Gallardo Insurance Agency serves Los Fresnos, Texas, and the surrounding communities in Cameron County, helping homeowners protect their properties. It handles standard home insurance policies, including coverage for dwelling, personal belongings, and liability protection against common risks. The agency works closely with each client to review their specific property needs and local weather considerations. For a typical job, it gathers detailed information about the home’s structure and location, then compares available coverage options to build a policy that fits the client’s financial situation and risk tolerance.
STAR Insurance Advisors in Los Fresnos, TX helps homeowners choose between a one-time policy review or an ongoing service plan for keeping coverage current. Home insurance agents assist in evaluating dwelling, liability, and personal property protection against local weather risks. Tailored coverage amounts reflect the specific replacement value of each home. Service runs on either a scheduled renewal cycle or an as-needed basis for evaluating changes to the structure or household assets.
Falcon Insurance Agency specializes in homeowners insurance policies tailored for single-family residences and rental properties in Los Fresnos, Texas. The agency guides clients through coverage options for dwelling protection, personal property, and liability. It also assists with bundling home and auto policies for potential discounts. Property owners rely on its expertise when evaluating flood insurance needs ahead of the Rio Grande Valley’s typical hurricane and heavy rain seasons, ensuring adequate protection against storm-related water damage.
After a heavy storm or humid spell, homes in Los Fresnos often face hidden water damage that requires thorough assessment. Rio Grande Underwriters Insurance Group Inc. provides home insurance policies tailored to protect against such local weather risks. As a home insurance agent, the company helps residents review coverage limits, deductibles, and policy exclusions that affect their property. A comprehensive evaluation begins with inspecting the home’s roof, foundation, and plumbing to identify vulnerabilities before recommending a personalized policy.
As a home insurance agent in Los Fresnos, TX, Osborn Sean guides homeowners through policies that cover dwelling structures and personal liability protection. Specialty add-ons can include flood coverage for the area’s low-lying properties and windstorm riders for hurricane-prone conditions. The agent also helps tailor policies with replacement cost endorsements and coverage for detached structures such as sheds. Commercial sectors served include local offices, warehouses, and food service businesses needing property and liability insurance.
What Does a a Home Insurance Agent in Los Fresnos Cost?
Home insurance costs in Texas vary widely. In Los Fresnos the average annual premium for a standard homeowners policy is around $2,500 to $4,000 depending on the home value and coverage level. Windstorm and flood coverage add extra costs. These are general estimates and your actual cost will depend on your specific home location and coverage choices. This information is general and not insurance advice.
About home insurance agents in Los Fresnos
Home insurance agents in Los Fresnos Texas help residents find coverage for their homes in Cameron County. Texas law requires insurers to offer windstorm and hail coverage through the Texas Windstorm Insurance Association for coastal areas. An agent can explain policy options and help you meet local insurance requirements.
Frequently Asked Questions
What does a home insurance agent in Los Fresnos do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy as your needs change.
Is flood insurance required in Los Fresnos Texas?
Flood insurance is not required by Texas state law but may be required by your mortgage lender if your home is in a flood zone. Los Fresnos is near the coast so flood risk is higher. An agent can help you purchase a separate flood policy through the National Flood Insurance Program.
How does Texas windstorm insurance work in Los Fresnos?
The Texas Windstorm Insurance Association provides wind and hail coverage for homes in designated coastal areas including Cameron County. You can buy this through a licensed agent if private insurers do not offer wind coverage. It is separate from a standard homeowners policy.