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Looking for a home insurance agent in Los Fresnos? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Los Fresnos, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 11 home insurance agents in Los Fresnos, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pronto Insurance
310 W Ocean Blvd, Los Fresnos, TX 78566
(956) 233-8181
prontoinsurance.com
David Armendariz - State Farm Insurance Agent
301 E Ocean Blvd, Los Fresnos, TX 78566
(956) 233-3276
statefarm.com
Delgado's Tax Services and More
32761 TX-100, Los Fresnos, TX 78566
(956) 254-2049
delgadotaxservice.com
insurance corner RGV-LadyRifas
123 W Ocean Blvd # 4, Los Fresnos, TX 78566
(956) 233-5005
Fred Loya Insurance
1010 W Ocean Blvd #102, Los Fresnos, TX 78566
(956) 374-6009
fredloya.com
Gallardo Insurance Agency
741 W Ocean Blvd UNIT 3, Los Fresnos, TX 78566
(956) 233-1160
STAR Insurance Advisors
33478 FM803 Suite 5, Los Fresnos, TX 78566
(956) 408-7934
starinsuranceadvisors.com
Falcon Insurance Agency
32412 TX-100 A, Los Fresnos, TX 78566
(956) 254-2030
Rio Grande Underwriters Insurance Group Inc.
705 W Ocean Blvd ste a, Los Fresnos, TX 78566
(956) 233-5744
rguonline.com
Osborn Sean
705 W Ocean Blvd ste a, Los Fresnos, TX 78566
(956) 233-5744
rguonline.com
SafeRide Insurance
32819 TX-100, Los Fresnos, TX 78566
(956) 233-2266
facebook.com
Home insurance agents in Los Fresnos Texas help residents find coverage for their homes in Cameron County. Texas law requires insurers to offer windstorm and hail coverage through the Texas Windstorm Insurance Association for coastal areas. An agent can explain policy options and help you meet local insurance requirements.
What Does a Home Insurance Agent in Los Fresnos Cost?
Home insurance costs in Texas vary widely. In Los Fresnos the average annual premium for a standard homeowners policy is around $2,500 to $4,000 depending on the home value and coverage level. Windstorm and flood coverage add extra costs. These are general estimates and your actual cost will depend on your specific home location and coverage choices. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Los Fresnos do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy as your needs change.
Is flood insurance required in Los Fresnos Texas?
Flood insurance is not required by Texas state law but may be required by your mortgage lender if your home is in a flood zone. Los Fresnos is near the coast so flood risk is higher. An agent can help you purchase a separate flood policy through the National Flood Insurance Program.
How does Texas windstorm insurance work in Los Fresnos?
The Texas Windstorm Insurance Association provides wind and hail coverage for homes in designated coastal areas including Cameron County. You can buy this through a licensed agent if private insurers do not offer wind coverage. It is separate from a standard homeowners policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.