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Find Home Insurance Agents Near You in Mercedes, TX

Directory of home insurance agents in Mercedes, Texas. Verify credentials with the state department of insurance before hiring.

10 agents listed
Updated May 2026
Mercedes, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 10 home insurance agents in Mercedes, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rick Armendariz - State Farm Insurance Agent
131 N Texas Ave, Mercedes, TX 78570
(956) 565-3126 rickarmendariz.org
Pronto Insurance
404 S Texas Ave, Mercedes, TX 78570
(956) 514-2999 prontoinsurance.com
Alejandrina Telles - State Farm Insurance Agent
1741 E Expressway 83 Ste A, Mercedes, TX 78570
(956) 903-4410 tellesinsurance.com
Fred Loya Insurance
302 N Texas Ave Ste C, Mercedes, TX 78570
(956) 565-2777 fredloya.com
Howell Insurance
801 W 2nd St ste f, Mercedes, TX 78570
(956) 825-9068
McAfee Agency
321 W 2nd St, Mercedes, TX 78570
(956) 565-2481 mcafeeagency.com
SafeGuard Insurance Agency
437 N Jones Ave, Mercedes, TX 78570
(956) 565-9400 safeguardnow.com
Brighthill Insurance
249 S Vermont Ave #A, Mercedes, TX 78570
(956) 520-3158 brighthillinsurance.com
Advantage Life & Health Insurance Advisors
5001 E Expressway 83 Suite 831, Mercedes, TX 78570
(956) 238-8291 advantagelifehealthinsurance.com
Farmers Insurance Group
50 N Vermont Ave Suite C, Mercedes, TX 78570
(956) 378-6176 farmers.com

What Does a Home Insurance Agent in Mercedes Cost?

The average cost of homeowners insurance in Texas is about $1,800 to $2,500 per year for a typical policy. In Mercedes, rates may be higher due to coastal weather risks. Actual costs depend on your home value, age, location, and coverage choices. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Mercedes do?
A home insurance agent helps you compare policies from different companies. They explain coverage limits, deductibles, and endorsements specific to Texas. They also assist with claims and policy changes.
Is homeowners insurance required by law in Texas?
Texas law does not require homeowners insurance. However, your mortgage lender will require it to protect their investment. An agent can help you meet lender requirements.
How does Texas weather affect home insurance in Mercedes?
Mercedes is near the Gulf Coast and faces risks from hurricanes and hail. Texas policies often have separate windstorm or hail deductibles. An agent can explain how these apply to your home.