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Home Insurance Agents in Murphy, TX

Looking for a home insurance agent in Murphy? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Murphy, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 6 home insurance agents in Murphy, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
D. Zane Shepherd: Allstate Insurance
412 Village Dr STE 100, Murphy, TX 75094
(972) 853-6093 agents.allstate.com
State Farm : Sam McMillin Agent
150 Brand Rd STE 200, Murphy, TX 75094
(469) 606-2628 statefarm.com
Carolyn Weeks Insurance Agency
231 W Farm To Market 544, Murphy, TX 75094
(972) 954-1321 carolynweeksinsuranceagency.com
TWFG Insurance Services
416 Village Dr Ste C, Murphy, TX 75094
(214) 489-7273 agentpages.twfg.com
Alice Sundberg CFP® Allstate Personal Financial Representative
412 Village Dr STE 100, Murphy, TX 75094
(972) 584-7886 agents.allstate.com
Allegiance Insurance Agency
120 FM 544 Ste 72 PMB 314, Murphy, TX 75094
(214) 227-4422 allegianceins.com

A home insurance agent in Murphy Texas can help you find a policy that meets Texas specific requirements. Texas law does not mandate homeowners insurance but mortgage lenders often require it. Agents in Murphy understand local risks like hail storms and flooding common in Collin County.

What Does a Home Insurance Agent in Murphy Cost?

Home insurance costs in Murphy Texas typically range from 1500 to 3500 dollars per year for a standard policy. Rates depend on your homes age construction type and location. Texas has higher average premiums due to severe weather risks like hail and wind. Your deductible and coverage limits also affect the price. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Murphy do?
A home insurance agent helps you compare policies from different carriers. They explain coverage options like dwelling protection and personal liability. They also assist with claims and policy changes after you buy a home.
Do I need home insurance in Murphy Texas?
Texas law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. Even without a loan having insurance helps cover damage from storms fire or theft.
How do I choose a home insurance agent in Murphy?
Look for an agent licensed by the Texas Department of Insurance. Ask about their experience with local risks like hail damage. Check reviews and confirm they represent multiple insurance companies for more choices.